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Top Buy Now Pay Later Clothing Stores

Your clothing is your calling card. It’s a reflection of your style and individuality. As we walk through these homebound days, we may be tempted not to dress up, but when we do, magic happens. Need a boost in your mood? Take a stroll to your closet. Pull out an item that represents a great memory and revel in the moment.

Just yesterday, I pulled out the dress my mother wore to my wedding. And, while my mother has passed on, those memories of her standing by my side are as beautiful as the spring flowers just outside my front door.

In this post, I’ll share some reasons to buy new clothes (or new to you) and a great option to budget for your next clothing haul. We’ll even window shop at a few buy now pay later clothing sites so you’ll know where to buy when you’re ready to stoke your clothing mojo. 

5 Reasons to Buy New Clothes

Of course you’re going to keep your old favorite sweater or jeans, even if they have a few holes, but if most of your wardrobe looks like you should wear it to paint the house, consider buying some new threads. These days, there’s no need to flip through clothing catalogs. With a few clicks and scrolls, you can lay on your sofa and turn your living room into a department store.

You should hit the e-commerce clothing stores if:

  1. You love the idea of wearing a new style.
  2. Your clothes need an update.
  3. You want to cheer up a fashion forward friend.
  4. Your children are outgrowing their clothes.
  5. You love to budget and save money on clothing finds.

With Splitit, you can purchase new clothes for any reason from kids clothes to menswear, to activewear and everything in between. And, you can do it while staying on your same budget. The secret is Splitit’s buy now pay later technology that invites you to make affordable monthly payments on what you want and need.

Hit the Online Clothing Stores Now, Pay Later Like a Boss

You can totally stick to your budget and still get the clothing you want. If you’re hesitant to shop because you have bad credit or are nervous about credit checks or applications, then Splitit might be just right for you. If you have an existing Mastercard or Visa with enough available credit, you can buy now and pay later with no fees or interest.

Here’s how Splitit makes this happen:

  • You see a high-quality outfit to add to your clothing collection.
  • The clothing costs $300.
  • You have a credit line of $1,000 with a balance of $525 and $475 of remaining credit.
  • When you choose Splitit at checkout, the buy now, pay later technology reserves $300.
  • You select the monthly payment amount of your choice, say $50, and pay that amount at checkout.
  • Every month, on the date of payment, Split will deduct $50 until your balance is paid in full.

There is no credit check and no stress waiting for an application decision. Splitit simply checks for available credit and sets it aside for the life of the balance. So, if you’re ready to see what you can bring home today by using Splitit, check out our top buy now, pay later clothing stores.

8 Must Visit Buy Now Pay Later Clothing Stores

From exquisitely styled clothing to athletic shoes, Splitit merchants have you covered. Ready to see what stores we’ve partnered with? Take a look!

Rat & Boa

Featured in British Vogue, Rat & Boa is for the bold and spirited. It celebrates the contrasting features of style and personality to help women express moods, beauty, and power. From animal print-inspired frocks and patterned creations to a range of dresses, separates and jumpsuits, you’re sure to find something to make you smile. Created by friends Valentina Muntoni and Stephanie Cara Bennett, the London-based store ships to the United Kingdom, Australia, the United States, and the European Union.

Visit Rat & Boa

Recreo San Miguel

Recreo San Miguel is a luxury clothing brand for women offering styles with flowing lines, asymmetric patterns, layered fabrics, and stunning natural colors. The women’s fine clothing store is inspired by Latin America and headquartered in Brooklyn, New York. The brand has a traditional base with a contemporary flair and features a range of textures and styles for its pieces such as capes, wraps, and kaftans. To address global concerns the company is currently making masks to fight the spread of coronavirus and has options for shoppers to donate. Recreo San Miguel ships worldwide.

Visit Recreo San Miguel


Böhme is a clothing store focused on creating fashions for all women of all sizes. Founded by Rio de Janeiro-born sisters, Vivien and Fernanda Böhme, the online clothing store offers a variety of clothing styles, shoes, accessories, and swimwear. The moderately priced clothes are a mix of casual chic and delicate, yet rustic. The Utah-based brand ships to 20 countries including the United States, Canada, Australia, and the UK.

Visit Böhme

Carola Zeta

Carola Zeta is a high-end clothing brand for men and women, serving up contemporary-styled fashions from up and coming as well as seasoned designers. Shop a range of exciting, trendy clothing, shoes, bags, and accessories. Search by designer, or browse by the piece to put together a look all your own. Carola Zeta ships worldwide.

Visit Carola Zeta

Vestiaire Collective

If you’re looking for luxury resales of men and women’s clothing, then Vestiaire Collective might be exactly what you want. The e-commerce online clothing store brings together a mix of clothing, bags, vintage wear, shoes, and accessories in one place. Shop hundreds of designer brands at discount pricing such as Fendi, Givenchy, and Christian Louboutin. Vestiaire Collective ships worldwide.

Visit Vestiaire Collective

Plus Shop

Plus Shop is a one-stop shop for streetwear and athletic shoes from makers like Adidas and Nike. If you’re a sneakerhead, give this ecommerce shoe store a good look and you might just find that elusive pair you’ve been seeking. From retro styles to what’s hot now, there is something for everyone. All items ship globally from Canada.

Visit Plus Shop



Inlighten is a celebrated provider of festival apparel for men and women. The brand features fiber-optic light up masks, hoodies, jackets, and accessories like ties and clutches that are rave showstoppers in their own right. Browse through Inlighten’s innovative designs with confidence that you can get what you want in monthly installments. Inlighten ships globally.

Visit Inlighten


When you buy clothing from L’Envers, you are investing in your present and future wardrobe. The brand focuses on timeless, well-made pieces that transcend seasons yet remain fashionable. Shop from a beautiful collection of sweaters, dresses, tops and bottoms, all knitted in Spain by artisans with familial ties. Or, choose a customized look using L’Envers design service.  L’Envers ships worldwide.

Visit L’Envers

What’s Your Favorite Clothing Store?

Do you want your favorite clothing store to offer Splitit’s buy now, pay later solution? Reach out to the store directly and ask them to offer Splitit today! We are continuously expanding our technology to more stores to offer interest-free clothing payments with affordable monthly installments.

View top buy now pay later shoe stores here

Robyn Evans (Content Contributor), May 10, 2020 Share this article

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