Flex your checkout, not your margins
Offer payment flexibility without stretching your margins by sharing the installment cost with the customer.
Credit card installments unlock huge potential
1.2bn approved customers
Anyone with a credit card can use Splitit, anywhere in the world – no registration, application, or underwriting required.
$35,474 avg. credit available
Customers can maximize their purchasing potential using the credit they have already earned, without paying interest.
85%+ approval rate
Our integrated technology delivers over 85% approval rates, versus an industry norm of 35%-40%.
How Splitit Flex works
Splitit lets your customers split purchases into predictable payments using their existing credit card. Splitit Flex gives you the flexibility to share the installment cost with your customer, offering them a more structured, lower-cost way to pay over time.
Set your installment terms
Choose the number of installments you want to offer and how you’d like to share the cost with your customers. Pass it on fully or split it, it’s up to you.
Offer Splitit at checkout
Your customers see the installment options during checkout and create their payment plan using their existing credit card with no applications or redirects. Splitit authorizes the full amount of the purchase, plus fees, on the customer’s existing credit card.
Get paid upfront
You receive the full purchase amount at the time of transaction. Splitit will charge the customers’ credit card monthly or bi-weekly for the duration of the plan.
Offer more. Give up less.
Splitit Flex lets your customers pay over time using the credit they already have, while you choose whether to share the cost or pass it on entirely. You protect your margins and still benefit from higher conversion and average order values.
Frictionless installments
There are no applications, redirects, or third-party sign-ups. Customers stay on your site and complete their purchase in a single, uninterrupted flow with no interference, no cross-marketing, and no competing offers down the line.
We can propose Splitit for high-value items, where we could not with other buy now, pay later solutions
Splitit has definitely been a big factor in increasing our conversions and overall interest in our product.
Compare our products
Splitit Flex gives you the flexibility to offer what your customers expect, without putting pressure on your margins. Discover how Splitit Flex compares to Splitit Zero.
Feature
Splitit Flex
Splitit Zero
Consumer funded, or shared with the merchant Fully funded by the merchant Customer interest/fees Flexible (from 0%) 0%* Approval rate 85% 85% Use existing credit card No credit check Get paid upfront Max order value $10,000** $10,000** Max number of installments 12 12*Splitit does not charge any interest to the customer. Standard credit card T&Cs still apply.
**A limit of $10,000 is set by default. Please contact us for other options.
Let’s build smarter payment solutions together
Partner with Splitit to unlock flexible payment solutions that work for you and your customers. Get in touch today!
