The Splitit Help Center

List of Prohibited Merchants

The following verticals cannot utilize Splitit in their stores:

  • Adult entertainment/materials 
  • Banks, Credit Unions, Mortgage lenders 
  • Blood & Organ banks 
  • Brokerage 
  • Call centers & answering services 
  • Collection agencies & debt buyers 
  • Contracted Management services 
  • Counterfeit goods 
  • Credit repair/Restoration/Reputation/Debt relief/Credit insurance/Credit card and identify 
  • theft protection 
  • Debt and Tax reduction services 
  • Discount travel clubs / subscriptions 
  • Energy Generation & distribution 
  • Escort services 
  • Factoring & Purchase order Financing 
  • Farming 
  • Financed payments via credit card 
  • Financial Transaction processing 
  • Firearms – Guns & ammunition sales or manufacturing 
  • Flea markets 
  • Fortune tellers/horoscope/astrologists 
  • Future service liability greater than one year 
  • Gambling / Gaming / Raffles / Lotteries 
  • Government & Non-profits 
  • Investment opportunities and advice 
  • Liquidation companies 
  • Logistics / freight forwarding 
  • Magazine subscriptions 
  • Manufactured / Mobile home dealers 
  • Massage services 
  • Medical marijuana from all types 
  • Mining 
  • Money services businesses 
  • Negative response marketing techniques by any type of merchant 
  • Non-Bank Finance Companies 
  • Non-truck-based freight transportation
  • Nutraceuticals, pseudo-pharmaceuticals and other products that make health claims that have not been approved or verified by the applicable local and/or national regulatory body, or make specific claims about weight loss or improved sexual performance
  • Online auctions 
  • Pay per click and parked websites 
  • Payroll companies 
  • Pornography 
  • Precious metal sales 
  • Products or services with unreasonable guarantees or claims 
  • Property managers 
  • Real Estate brokers/agencies/consultants/lessors 
  • Religious Organization 
  • Search engine optimization (SEO) 
  • Securities & commodities dealers/brokers 
  • Social networking sites 
  • Sports & performing arts groups or venues 
  • Sports forecasting 
  • Telecom merchants and transactions (pre-paid cards, rechargeable phone cards, 
  • recurring phone services 
  • Telemarketing companies with the following operations: free gift/prize with purchase of 
  • product, chain letters, sale of any prohibited product/service, hodgepodge product mix, 
  • solicitation with outbound phone calls via fax blasting, email spamming, etc. 
  • Timeshares/resellers/fractional ownership 
  • Title companies / Escrow agents 
  • Video rental 
  • Weight loss (none face to face)

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