The Splitit Help Center

How Splitit works

• How does Splitit work?

• I’ve just made a purchase using Splitit. Why does it look like I’ve been charged in full?

• Does Splitit hold the full amount on my credit card?

• When is the first payment?

• Do all Splitit plans work in the same way?

• How much do I pay when I make my purchase and each month?

• I don’t have the full purchase price available on my credit card. Can I still take out a plan?

• Why won’t you accept my card?

• Why can’t I use my debit or pre-paid card to take out or pay my Splitit installment plan?

• What fees does Splitit charge me?

• What credit cards do you partner with?

• Do I use a card I already have?

• Do I have to wait until my installment plan is paid in full before I get my goods?

• What happens if I fall behind with my installment plan?

• Why have I lost the ability to pay in installments when I have kept up to date with my monthly payments?

• Can I use my debit card to set up a Splitit installment plan?

• Is there a fee for paying early?

• What date will my payments be processed?

• Can I use Paypal to take out a Splitit installment plan?

• How much are my monthly installment payments?

• Where can I find Splitit Terms and Conditions?

• How many installment payments will I make?

• Will I still be able to use my credit card for other purchases?

• Can I use a pre-paid card to set up a Splitit installment plan?

• When is my order shipped?

• Does Splitit carry out credit checks?

• Do you provide updates to credit reference agencies on my Splitit installment plan activity?

• What currency do I pay my instalments in?

• What fees does Splitit charge me?

• What happens to my credit score if I use Splitit?

• What details do I need to provide when I make a purchase using Splitit?

• Does Splitit charge any interest or fees?

• You say Splitit doesn’t charge interest or fees. What if I’m late paying?