Splitit allows merchants to offer personalized installment payments for their customers anytime and anywhere, using their existing credit card, with no changes to the merchant’s risk.
The Splitit service works as an intermediate layer between the merchant’s platform and their existing payment gateway. New installment transactions are sent to Splitit (instead of being sent to the gateway) and we relay the transaction to the existing gateway.
Our documentation is designed to help programmers integrate with Splitit API as fast and easy as possible, using one of our integration methods.
Splitit Checkout Workflow
In order to better understand how to integrate Splitit into the workflow, it is important to understand the transaction flow while using Splitit:
- The shopper inserts their personal details on your checkout page and selects Splitit as the payment method they would like to pay with.
- The shopper inserts their credit cards details and chooses the payment period for their installment plan.
- The shopper reviews the payment schedule and approves the Splitit T&C’s.
- Transaction complete!
*Splitit can be implemented in different ways, depending on how deep you would like to go into the coding, if you are PCI compliant or not, if the UI/UX is the #1 priority in your platform etc.
- For your integration, please make sure you have received the API user credentials for your account and the ApiKey for your terminal/s. If you do not have those parameters, please feel free to contact our on-boarding team at email@example.com.
- Please make sure to review the Introduction in our API documentation, for general understanding of methodology use. Click here for more details.
Which Integration Method to Choose?
Splitit allows you 4 ways to integrate with our platform:
Fast and easy, the hosted solution allows you to let us deal with the transaction while using our pages. You can either redirect the shopper to our Payment Wizard or pop it up as an overlay layer on top of your page. This solution is also recommended if you are not PCI compliance.
(For PCI Compliance systems)
We have built our Web API to be very simple and fast to integrate, requiring few days of effort, depending on the implementation.
This solution will allow you to control the shopper data insertion in your own checkout page, including the credit card number insertion and the approval page.
You might also use our pre-build approval page, hosted by Splitit. It will allow you to keep your shopper in the same UI environment and deal only with your shopper data.
(For retailers or support center)
Ideal for brick & mortar retailers, our Virtual POS does not require any integration. Through your Merchant Console, you are able to create a new installment plan, insert your customer details, and choose how many installments he/she wants.
We also offer several plugins, allowing you to get Splitit in a matter of minutes.
The platforms that we support are:
Our Shopify extension allows you to add Splitit as an additional payment method in your checkout page, using our Hosted page solution so the shopper will be redirected to us to finalize the transaction. Transaction management will be done through Splitit Merchant Admin. Install Splitit in your Shopify store now!
Our Magento extension allows you to add Splitit into your checkout process in seconds and also will allow you to add the installment price in the pages of your choice, define when to present Splitit, manage the texts display during the flow and much more options. Don’t wait, download it now! Magento M2 plugin and Magento M1 plugin
Our WooCommerce extension allows you to add Splitit into your checkout process in seconds and also will allow you to add the installment price in the pages of your choice, define when to present Splitit, manage the text display during the flow and many more options. Check it out!
Configure Splitit Prestashop plugin in your payment page now and start offering your customers Interest Free Installment Payments using their existing credit card! Splitit PrestaShop plugin allows you to add free installment payment solution in your checkout page within few fast and easy steps. Try it now!
Salesforce Commerce Cloud
Splitit Salesforce Commerce Cloud cartridge allows shoppers to easily charge any purchase on their existing credit card and pay it back in monthly interest free installments, by choosing Splitit payment method. Download integration now!
Credit Cards Supported
Splitit currently supports the following Credit Cards:
Debit and PrePaid Cards are not supported by Splitit.
Splitit currently operates on the following payment gateways:
Barclays ePDQ Extra Plus
CatalunyaCaixa (via Redsys)
First Data Global Gateway
Heartland Payment Systems
Ingenico ePayments (formerly GlobalCollect)
MasterCard Internet Gateway Service (MiGS)
NCR Secure Pay
Payeezy (formerly GGE4)
PaySafe (Optimal Payments)
Sage Payment Solutions
TransFirst Transaction Express
*Note: If we do not support your gateway, please contact us at support@Splitit.com
Keep track and stay updated with our system status by following our status page: https://www.splitit.com/for_developers/system-status