Installment Payments Made Easy

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Get started with Splitit

Apply

Contact our sales team to start your Splitit application. You will need to have your payment gateway already setup and a minimum of $30m in annual sales.

Install

Splitit currently offers plugins for Shopify, Magento, WooCommerce, Salesforce Commerce Cloud, BigCommerce, Wix and SAP Commerce Cloud.

Add to your site

Get your e-commerce website updated with our fully customizable on-site messages to help you drive conversion.

Splitit - Buy Now Pay Later Business Services

Splitit Payment Options

How Splitit works

Splitit is the only installment payment solution that allows shoppers to use their existing credit card at checkout without increasing their debt, enabling consumers to shop more responsibly. There’s no added interest or hidden fees, plus they get all the benefits of paying with their existing credit card, including rewards, transaction insurance and protection against fraud.

Installment plan

Splitit authorizes the full amount of the purchase on the shopper’s existing credit card and reserves the balance from their credit card until final payment is made. Shoppers can choose to split their payments all within your payment journey.

First installment

The first installment is charged a few seconds after the purchase authorization or upon shipping.

Reauthorization

Splitit reauthorizes the outstanding amount when the previous authorization is about to expire.

Pay monthly

Splitit will charge the shopper’s credit card every month until the plan is finished, reducing the hold on their credit line each month by the payment amount.

Explore all features and requirements

StandardFunded
Guaranteed full transaction amount*
Min. annual sales volume $30,000,000$30,000,000
Max. order value $10,000**$10,000**
Installment frequency MonthlyMonthly
Number of installments 2-122-9
Receive payments Monthly (inline with customer plan)Upfront (at the time of transaction)
Supported platforms Shopify
Magento
WooCommerce
Salesforce CC
Wix
BigCommerce
SAP Commerce Cloud
Shopify
Magento
WooCommerce
Salesforce CC
Wix
BigCommerce
SAP Commerce Cloud
Supported gateways BlueSnap
Fidelity (CardKnox)
Adyen
Authorize.net
Ingenico (Ogone)
WorldPay
Paysafe
SagePay
Moneris
EVO
eWAY
Bambora (US & Canada only)
…and others
BlueSnap
Fidelity (CardKnox)
Adyen
Authorize.net
Ingenico (Ogone)
WorldPay
Paysafe
SagePay
Moneris
EVO
eWAY
Bambora (US & Canada only)
…and others
Supported countries† Andorra, Australia, Austria, Belgium, Canada, Cayman Islands, Denmark, Faroe Islands, Finland, France, Germany, Gibraltar, Greece, Guernsey***, Hong Kong, Iceland, Ireland, Isle of Man***, Israel***, Italy, Jersey***, Liechtenstein, Luxembourg, Malaysia, Malta, Mexico, Monaco, Netherlands, New Zealand, Norway, Portugal, Singapore, Spain, Sweden, Switzerland, UK, USAustralia
Canada
UK
US
*Provided you use a processor fully supported by the Splitit Platform
**Limit of $10,000 is set by default. Please contact us for other options.
***Some restrictions apply
†Anyone with a credit card can use Splitit in any country, but your business must be registered in a supported country.

Share a few details and we’ll get in touch

Share a few details and we’ll get in touch

Frequently asked questions

Any shopper with a MasterCard credit card, VISA credit card or Discovery credit card can use Splitit, no matter which country they live in.

If you would like to add Splitit to your Ecommerce site, your business needs to be registered in one of these countries.

Yes, it is mandatory for you to be VAT/TAX registered in order to use Splitit.

Splitit is supported by Visa, Mastercard, and depending on the merchant, American Express, Discover and UnionPay.

Splitit takes liability on secured credit card transactions, with some exceptions. However, we do not take liability on chargebacks, fraud, or gateway errors coming from the merchant’s side.

For more information, please refer to our terms and conditions.

You can find information on which Ecommerce platforms we work with here, along with how to add Splitit to your site.

All transactions are paid to the merchant within 3 business days.

There are certain requirements that a business needs to fulfil in order to become funded:

a) Your business must be registered in the United States, Canada, UK or Australia.

b) Your company needs to have been in business for more than 1 year.

c) Your business needs to achieve an annual revenue of $10 million or more.

Before you can apply for funding, you first need to set up your business account and complete the onboarding process. Once this is done, you can apply for funding. Applicants must go through KYC and an underwriting process in order to be approved.