SAP Commerce Cloud - Splitit Pay Later Plugin

Omnichannel & global capabilities

A single global API makes Splitit’s Installment-as-a-Service the easiest pay-later option to adopt, integrate and operate across all consumer touch points.

Your data is your data

Unlike legacy ‘Buy now, pay later’ providers, we don’t acquire your customers, harvest their data, or cross-sell to them. Your shoppers remain your shoppers.

Frictionless payments

Own the end-to-end journey

Our installment payment solution puts your brand at the centre, allowing you to keep control of your customer journey and increasing your brand loyalty.

No registrations or redirects

Splitit embeds in the current purchase flow allowing any consumer with an active credit card to use the service – there’s no third-party registration or application needed.

Use existing credit

Splitit removes the high risks of legacy BNPL by using existing credit, meaning there is no underwriting and we won’t hurt your shopper’s credit rating.

Completely customizable installments

Splitit’s SAP plugin has been designed to give you the greatest flexibility so you can choose the installments options that are right for your customers – settings are easily changed in seconds in the Splitit SAP plugin.

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Number of installments

Select different payment plan lengths based on price ranges (up to 3 per range)

Payment frequency

Offer your customers to pay in monthly or biweekly payments

Create your own messaging

All elements can be configured to your specifications – change the colors, copy, font sizes and more.

How Splitit works

With Splitit, your customers can spread the cost of their payment while gaining all the benefits of using their existing credit card, including rewards, transaction insurance and protection against fraud. Enable consumers to shop more responsibly, build brand trust and drive conversions.

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Installment plan

Shoppers can choose to split their payments over 2-12 monthly installments all within your payment journey.

Authorization

Splitit authorizes the full amount of the purchase and places a temporary hold on the shopper’s credit card.

First installment

The first installment is charged a few seconds after the purchase authorization or upon shipping.

Pay monthly

Splitit will charge the shopper’s credit card every month until the plan is finished.

Explore all features

	Standard	Funded
Guaranteed full transaction amount*
Min. annual sales volume	$30,000,000	$30,000,000
Max. order value	$20,000**	$20,000**
Installment frequency	Monthly Biweekly	Monthly Biweekly
Number of installments	2-12	2-9
Receive payments	Monthly (inline with customer plan)	Upfront (at the time of transaction)
Supported gateways	BlueSnap Fidelity (CardKnox) Adyen Authorize.net Ingenico (Ogone) WorldPay Paysafe SagePay Moneris EVO eWAY …and others	BlueSnap Fidelity (CardKnox) Adyen Authorize.net Ingenico (Ogone) WorldPay Paysafe SagePay Moneris EVO eWAY …and others
Supported countries†	Andorra, Australia, Austria, Belgium, Canada, Cayman Islands, Denmark, Faroe Islands, Finland, France, Germany, Gibraltar, Greece, Guernsey*, Hong Kong, Iceland, Ireland, Isle of Man, Israel, Italy, Jersey*, Liechtenstein, Luxembourg, Malaysia, Malta, Mexico, Monaco, Netherlands, New Zealand, Norway, Portugal, Singapore, Spain, Sweden, Switzerland, UK, US	Australia Canada UK US

*Provided you use a processor fully supported by the Splitit Platform
**Limit of $20,000 is set by default. Please contact us for other options.
***Some restrictions apply
†Anyone with a credit card can use Splitit in any country, but your business must be registered in a supported country.