Shopify Installment Payments App

The only installment payment provider that embeds directly into the Shopify checkout, providing an easy and seamless customer experience.

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Frictionless payments

Splitit provides the technology that empowers you to offer installment payments embedded within your existing customer journey.

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Own the end-to-end journey

Our installment payment solution puts your brand at the centre, allowing you to keep control of your customer journey and increasing your brand loyalty.

No registrations or redirects

Splitit embeds in the current purchase flow allowing any consumer with an active credit card to use the service – there’s no third-party registration or application needed.

Use existing credit

Splitit removes the high risks of legacy BNPL by using existing credit, meaning there is no underwriting and we won’t hurt your shopper’s credit rating.

Easy setup from the Shopify dashboard

As quick and easy as adding an app to your existing Shopify store, Splitit integrates into your checkout with no additional account sign ups for the shopper.

Apply

Contact our sales team to start your Splitit application. You will need to have your payment gateway already setup and a minimum of $10m in annual sales.

Install

Add the Splitit app in the Shopify App Store and follow the instructions

Add to your site

Use our customizable on-site messages to help you drive conversion, using the Splitit On-Site Messaging App

Splitit - Buy Now Pay Later Business Services

Splitit pricing

How the Splitit Shopify app works

With Splitit, your customers on Shopify can spread the cost of their payment while gaining all the benefits of using their existing credit card, including rewards, transaction insurance and protection against fraud. Enable consumers to shop more responsibly, build brand trust and drive conversions.

Installment plan

Shoppers can choose to split their payments in monthly installments all within your payment journey.

Authorization

Splitit authorizes the full amount of the purchase on the shopper’s existing credit card and reserves the balance from their credit card.

First installment

The first installment is charged a few seconds after the purchase authorization or upon shipping.

Pay monthly

Splitit will charge the shopper’s credit card every month until the plan is finished.

Explore all features and requirements

StandardFunded
Guaranteed full transaction amount*
Min. annual sales volume $30,000,000$30,000,000
Max. order value $10,000**$10,000**
Installment frequency MonthlyMonthly
Number of installments 2-122-9
Receive payments Monthly (inline with customer plan)Upfront (at the time of transaction)
Supported platforms Shopify
Shopify Plus
Shopify
Shopify Plus
Supported gateways BlueSnap
Fidelity (CardKnox)
Adyen
Authorize.net
Ingenico (Ogone)
WorldPay
Paysafe
SagePay
Moneris
EVO
eWAY
…and others
BlueSnap
Fidelity (CardKnox)
Adyen
Authorize.net
Ingenico (Ogone)
WorldPay
Paysafe
SagePay
Moneris
EVO
eWAY
…and others
Supported countries† Andorra, Australia, Austria, Belgium, Canada, Cayman Islands, Denmark, Faroe Islands, Finland, France, Germany, Gibraltar, Greece, Guernsey***, Hong Kong, Iceland, Ireland, Isle of Man***, Israel***, Italy, Jersey***, Liechtenstein, Luxembourg, Malaysia, Malta, Mexico, Monaco, Netherlands, New Zealand, Norway, Portugal, Singapore, Spain, Sweden, Switzerland, UK, USAustralia
Canada
UK
US
*Provided you use a processor fully supported by the Splitit Platform
**Limit of $10,000 is set by default. Please contact us for other options.
***Some restrictions apply
†Anyone with a credit card can use Splitit in any country, but your business must be registered in a supported country.

Frequently asked questions

Splitit is supported by Visa, Mastercard, and depending on the merchant, American Express, Discover and UnionPay.

Yes. The Splitit App in Shopify allows you to offer your customers interest free installment payments using their own credit card. Setup is easy and intuitive and the app integrates straight into your checkout for a seamless experience.

Find the Splitit Shopify App by going to the Shopify App Store and searching Splitit. For detailed instructions, download our Splitit App for Shopify Guide.

For a smooth customer journey, also see our on-site messaging app. This will help communicate to your shoppers how easy it is to pay in installments and provide all the information they need to make an informed decision.

Shopify works with several installment payment solutions to offer shoppers split payments. Finding the right installment provider can be a game-changer for any online store by improving shopper trust, driving conversions and growing brand loyalty. To help find the right installment payment solution, we’ve laid out the different options available in Shopify here.

Looking for an installment payment provider that doesn’t disrupt the sales process? Splitit is the only provider that embeds directly within the Shopify checkout for a completely seamless experience.

All transactions are paid to the merchant within 3 business days.

With our Standard plan, you will receive your payments each month until the full amount is paid. If you opt for our Funded plan, you get paid the full amount when a shopper places an order.

There are no fees, interest or hidden costs for the shopper when using the Splitit Shopify app. For merchants, please see our pricing structure.

There are certain requirements that a business needs to fulfil in order to become funded:

a) Your business must be registered in the United States, Canada, UK or Australia.

b) Your company needs to have been in business for more than 1 year.

c) Your business needs to achieve an annual revenue of $1 million or more.

Before you can apply for funding, you first need to set up your business account and complete the onboarding process. Once this is done, you can apply for funding. Applicants must go through KYC and an underwriting process in order to be approved.