Making customers smile just got easier with Splitit.

Splitit works perfectly for those big-ticket purchases such as Vet fees, education, and B2B services.

A more responsible way to pay

Splitit is not a lender. We provide a more responsible installment option for consumers, without adding new loans. We never charge consumer fees. Because there is no need for a credit check, there is no negative impact on a consumer’s credit score.

We are the only installment payment solution that allows shoppers to use their existing credit card at checkout without increasing their debt.

Regulations are changing for legacy BNPL providers, be prepared and act now.

A more responsible way to pay

Splitit’s Key Differentiators

Deliver highest checkout conversion

Embedded White-label solution, 100% acceptance, no underwriting with an average approval rate of 85%

Drive incremental sales

Target prime consumers with high purchasing power, 600+ FICO, with card installments supporting higher AOV

Drive shopper-merchant loyalty

Increase repeat purchase and eliminate the threat of disintermediation with your customers

Omnichannel & Global capabilities

Leverage your existing payment rails, via a single API to drive POS and global acceptance

Futureproofed

Zero regulatory risk, responsible consumer spending, with no fees and no impact to their credit score.

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Your data is your data

We don’t harvest consumer data for our financial gain – it all stays in the merchant’s control.

Splitit unlocks $3.3T of existing available credit

Out of $4.1T credit issued on US cards, 80% is unutilized. Splitit unlocks $3.3T of existing available credit and allows shoppers to split their payments using the credit they have already earned, without paying interest.

How Splitit works
Graphic showing how Splitit unlocks $3.3T of existing available credit

Splitit’s White-label Experience. Why it’s important?

Splitit is not a payment method, an offers engine or a super app. We want brands to own their customer relationships, that’s why we provide the tech and let Merchant’s control the rest.

Real Businesses. Real Stories.

Don’t just take our word for it.

Splitit has helped thousands of businesses around the world to offer flexible pay-over-time options to their customers, using their existing credit card, in a more responsible way.

"Splitit was pretty much plug and play, and the dashboard is really intuitive, so we get really good data from there." Lem Tingley Chief Growing Officer (CGO) at Growing Spaces View Success Story →
"Splitit helps us remove roadblocks in our sales cycle, providing a practical solution for our clients that is easy and requires no credit checks." Daniel Azoulai Director of Strategic Initiatives at Boundless View Success Story →
"Affordability is a real concern when it comes to pet care, so we are thrilled to partner with Splitit" Mark Olcott DVM CEO of VitusVet View Success Story →
"Our clients love the flexibility of being able to pay in installments" Heidi Hillis Fortuna Admissions View Success Story →

Join our community of happy Merchants

Give your customers a more compelling way to pay.