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Top Buy Now Pay Later Furniture Stores

We’re spending more time at home these days. That also means we’re noticing more than ever. Maybe we see the need for a fresh coat of paint in the living room. Perhaps the dining room table is on its last leg (literally). And when was the last time you upgraded your bed?

Whatever our homes need, it’s nice to know that there’s a way for us to handle it online, securely and often with free delivery. And, what’s better, being able to handle it in monthly payments.

An Easy Monthly Payment Solution That Fits Your Life and Budget

Let’s face it: buying home furnishings often costs a pretty penny—especially high-quality furniture—and we tend to put it off while we figure out how to pay for it. The hope for new furniture may even be compounded by fear of credit checks due to poor credit, bad credit, or concerns about credit approval.

What if there was a solution that gave you multiple months to pay for what you need?

Thankfully, Splitit is that solution. You can shop with Splitit today and pay over time on your terms. You can have your furniture paid in full and all you need is an existing Visa or Mastercard and enough room to handle the purchase.

What does that mean?

Here’s an example of how it works. Let’s say you want a new living room sofa that costs $600. If you have at least $600 available on your Visa or Mastercard credit card, you can use Splitit. You won’t pay the entire balance at once on your credit card, but Splitit technology allows that amount to be set aside over the life of the installment agreement.

You choose the monthly payment terms: 3 months, 12 months, and even up to 24 months. You have the control and flexibility to choose a no-fee, zero interest buy now pay later solution that is custom fit for the way you live and spend. With Splitit, you can stop worrying about bad credit roadblocks and focus on purchasing what you need, now.

How Splitit Helps You Get Your Furniture Home, Faster

Why choose a buy now, pay later solution? Because you can get what you need now and take time to pay for it. It’s not like the furniture financing set up of old. There are new rules that don’t include interest and fees. Plus, Splitit offers excellent customer service if you ever have a question about your monthly payments for your installment agreement.

We invite you to try Splitit for your next buy now, pay later furniture purchase. Here are some of our top Splitit-ready buy now, pay later furniture stores offering monthly payments:

  • Poly & Bark
  • Sundays Company
  • Scandiborn
  • Serenity Living
  • LaterGator
  • Cam Cam Copenhagen
  • Ergonofis
  • Tilt
  • Modloft
  • Secretlab
  • House of Bling

Remember, when you choose an alternative pay later solution like Splitit, you have more power over the how and when of spending what you’ve worked hard for. Treat yourself, wisely.

Poly & Bark

Poly & Bark is more than an online furniture showroom. It’s more than a direct-to-consumer home furniture shop with pricing that often beats traditional retailers by up to 50 percent. It’s a source for pieces tailored to how you live and spend. Choose from looks to complete or reinvent your living room, dining room, bedroom or office.

Take advantage of free, unlimited fabric swatches to test-drive the look and feel of future furniture in your home. Poly & Bark offers free shipping and a 30-day in-home trial on its offerings. Poly & Bark ships throughout the continental United States.

Visit Poly & Bark

Sundays Company

Does your home feel like a leisurely Sunday morning, every day? If not, Sundays Company wants to help you make it happen. The direct-to-consumer online furniture company offers durable, high-design collections at affordable prices.

Sundays offers sofas, tables, chairs, and rugs to help you fill your space with stylish options that suit your needs. Looking for pet-friendly or vegan-conscious furniture? Sundays can meet those desires. Sundays Company offers free shipping in the continental United States and Canada.

Visit Sundays Company


Scandiborn is an England and USA-based provider of Scandinavian-style decor and accessories for nurseries and toddlers’ bedrooms. Launched by James and Grace, a husband and wife team determined to style their son Harry’s room in a way that fit with their contemporary lifestyle. 

The store features an array of pay later furniture and gifts from the practical (cribs and cots) to the whimsical (ball pits, tents, and tunnels) and even educational (Montessori play and chunky number puzzles). With options for free delivery, it’s a great place to build a bedroom your child can dream in.

Visit Scandiborn

Serenity Living Stores

Serenity Living Stores serves the USA & Canada and specializes in elegant, iconic, designer furniture collections centered on comfort with function. They offer mid-modern century to modern contemporary furniture finds to help you craft your living space uniquely.

This high-quality brand offers stellar customer service and will work with you to help you choose what’s best for your home. Who knew you could get the living room of your dreams now with monthly payments to take the financial stress away from the purchase? Now, you know.

Visit Serenity Living Stores


LaterGator is an Australian-based store shipping furniture and other high-quality home/lifestyle items. The entire site is focused on inviting shoppers to buy now and pay later, hence the slogan: ‘Pay You Later Alligator.’ 

If you live in Australia and are shopping for furniture, you’ll enjoy browsing a variety of items that feature interest-free furniture financing options such as office furniture, outdoor furniture, dining room furniture, bedroom furniture, and living room furniture. They also offer storage solutions, gaming and entertainment furniture, furniture for children, and bathroom fixtures.

Visit LaterGator

Cam Cam Copenhagen

Cam Cam Copengagen is the brainchild of architect couple Sara Giese Camre and Robert Warren Paulsen. Launched in 2012, the company is a premier provider of sustainable, organic products that promote rest, calm, and harmony in children’s living spaces and solutions for caring for children full-circle.

Shop the collection of children’s furniture, bedding and accessories with confidence that you are choosing a high-quality lifestyle brand for you and your child or children. The FSC-certified company guarantees that all wood used in its designs has been harvested and produced in an eco-friendly and socially responsible manner. Cam Cam Copengahen ships across the European Union and has a free delivery option.

Visit Cam Cam Copenhagen


As we continue to navigate this pandemic, more people are working from home. If you’re uncomfortable while you work, be sure to check out Ergonofis, a company dedicated to providing ergonomically-designed desks, accessories, and chairs for your home office. 

The company was founded by Samuel Finn and Kimberley Pontbriand and is focused on staying healthy while working with its sit-stand desks that encourage movement and good posture. Ergornorfis products ship across Canada and the United States.

Visit Ergonofis

tilt by Smarterhome

If you’re in the market for smart blinds and roller shades, take a look at what tilt has to offer. The easy-to-install window solutions work with Amazon Alexa and Google Assistant to open or close window coverings per your preference or in response to energy saving settings such as closing blinds or shades when the sun is at its zenith to help you save money on running the air conditioner.

Emily Brimhall’s DIY spirit fueled the first tilt offering, the Blinds Automation Kit, in 2014. Today, tilt manufactures multiple window coverings automation products in Provo, Utah and ships them across the United States. 

Visit Tilt


Modloft makes luxurious home furnishings accessible. The pieces are designed to make a statement in any room and come with a 30-day home trial so you can live with them a little, first. Browse looks for indoor and outdoor ambience, office spaces, and recreation that inspire you to work, play or rest.

From lacquer to eco-leather, and in an array of tones, Modloft offers high-end furniture that is consciously designed. All purchases are covered by a satisfaction guarantee and a fuss-free return policy. Modloft ships within the contiguous United States.

Visit Modloft


Gamers covet Secretlab chairs. Top brands partner with Secretlab chairs. If you’re looking for a high-quality, comfortable gaming and entertainment chair, Secretlab is worth a look. It’s an award-winning brand created by former professional StarCraft II players, Ian Alexander and Alaric Choo.

The ergonomic chair boasts features like vegan leather, memory foam, and 4D armrests. It’s backed by a 5-year extended warranty and comes in three sizes to suit multiple height and weight demands. Secretlab ships within the contiguous United States.

Visit Secretlab

House of Bling

House of Bling offers high-end, bespoke furniture that breathes glamour and sparkle. The Battlesbridge, Essex-based furniture company has a variety of uniquely-designed pieces, from floor-to-ceiling headboards to contemporary beds, seating and tables. Browse different looks for every room of your home that screams for a touch of glam.

House of Bling also has a collection of 3D art prints and accessories to compliment your new furniture selections. Use the free fabric sample service to see and touch the options up close. House of Bling delivers throughout the United Kingdom.

Visit House of Bling

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