The alternative to BNPL

The only BNPL alternative that allows shoppers to use their existing credit card at checkout without increasing their debt.

Splitit vs. Klarna

Double your approval rates

Our integrated technology delivers over 85% approval rates, versus an industry norm of 35%-40%. With no applications, underwriting or SSN required, there is no friction at the checkout.

Splitit is the only installment payment solution that allows shoppers to use their existing credit card at checkout without increasing their debt, enabling consumers to shop more responsibly.

Read our blog for a detailed comparison of Splitit vs Klarna

Feature KlarnaSplitit
Use Existing Credit  
No Registration  
Apple Pay  
Google Pay  
At Checkout
Merchant Integrations
Industry Agnostic  
No Credit Check  
Low Risk  
Average Order Value $150$1,000+
Own the end-to-end journey

Own the end-to-end journey

Our embedded, white-label approach is entirely merchant branded, allowing you to nurture and retain your customers, driving loyalty and promoting brand consistency on your terms.

Increase transaction values

Increase transaction values

With Splitit’s card-attached installments there’s no arbitrary purchase limit, customers can maximize their purchasing potential using their existing available credit, leading to higher transaction values.

Customize your white-label installments

Splitit’s Installments-as-a-Service solution gives you full flexibility on your BNPL offering. Do you want your customers to pay monthly, or every two weeks? Do you want to offer down payments, or allow your customers to only pay on delivery? We’ll make it work for your needs.

Speak to our sales team

Pay monthly

Give your customers the option to pay in monthly installments.

Pay every two weeks

For added flexibility, we also offer the option for your customers to split the cost of their purchase and make payments in 2 week installments.

Partial installments

Allow your customers to pay a larger sum upfront and split the rest over time.

Pay on delivery

Allow customers to pay when the item is delivered. You can also offer for customers to pay with installments after delivery (just like Cash on Delivery, but digital!).

Real Businesses. Real Stories.

Don’t just take our word for it.

Splitit has helped thousands of businesses around the world to offer flexible pay-over-time options to their customers, using their existing credit card, in a more responsible way.

"I think maybe 80% of our Splitit transactions are families that we probably would have not enrolled had you guys not been there." Maria Aruca Regional Director, Huntington Learning Center View Success Story →
"Splitit allows our optics and other cutting-edge products to reach thousands more customers both in the UK and the rest of the world" Neha Raghava Group Head of Innovation, Engagement & E-Commerce at Bryant Dental View Success Story →
"Splitit allows us to reach customers who would otherwise be unable to purchase and attain a sleep solution for their child." Daniel Frazer Batelle CFO View Success Story →
"We can propose Splitit for high-value items, where we could not with other buy now, pay later solutions" Pedro Bennasar Head of Payments, Vestiaire Collective View Success Story →
"Our customers historically have been overlooked by traditional orthodontia. This is a sizeable investment for them. Once they understand how Splitit works, they think ‘oh this totally makes sense – why wouldn’t I do this?" Manny Rubianes Sales Director at Byte View Success Story →
"As we think about international expansion, Splitit gives us a turnkey financing solution." Jerome Brustlein COO at Fenton View Success Story →

Book a demo

We’re excited to show you the impact our card-attached installments can have on your brand! Reach out for a friendly, no-obligations conversation.