No additional interest or fees*
Splitit allows you to pay for your purchase over time before accruing any interest, using your credit card.
No new loans
Use the credit you have already earned. All you need is the balance available on your credit card.
Keep the rewards coming
You get all the benefits of paying with your credit card, including rewards, transaction insurance and protection against fraud.
Ask your Variant contact for a Splitit link or QR code. You can receive the link via an email or SMS
Open the payment link on your browser or smartphone, complete your credit card details. You must have the full purchase amount available on your card
Choose your preferred plan from 3, 6, 9 or 12 monthly payments and complete the transaction. A temporary authorization will be placed on your card for the full purchase amount.
The first payment will be taken now. Each subsequent payment will be taken on the same day each month. No
additional steps are required.
Purchase price of $3,000 split over 6 months using your existing credit card.
Still have questions about how Splitit works?
You can find answers to our most commonly asked questions here. If you can’t find what you’re looking for, please visit our Support centre where you’ll find lots more answers, plus you can live chat with us.
Frequently asked questions
No, this is not a financing or lending product. We use the available credit on your existing credit card, that’s why there are no new applications or credit checks.
We accept VISA, Mastercard, American Express and Discover credit cards. (Debit cards are not accepted)
Yes. This option is always available on the Splitit portal, or you can contact customer care for assistance.
When you make a purchase with Splitit, you will only be charged for one installment each month. The balance is reserved on your credit limit. Splitit will not charge interest or fees but your regular credit card terms will apply.
There is no impact on your credit score. Each installment will show up as a normal charge in your account, with the rest of the total marked as “pending.” Even if a payment is declined, there’s no impact on your credit rating.
Select your business type
Up to $2m
Get started today with our self-onboarding portal, perfect for businesses with up to $2 million annual sales.
Create your Splitit business account and easily add Splitit to your Ecommerce store.
Tailored to businesses with over $2 million annual sales
Please get in touch and our dedicated sales team will contact you shortly.
Use your existing credit card without the interest
You don’t need an account to use Splitit. Find us at the checkout at your favorite stores.