{"id":5,"date":"2021-08-25T11:33:08","date_gmt":"2021-08-25T10:33:08","guid":{"rendered":"http:\/\/www.splitit.com\/?page_id=5"},"modified":"2023-12-14T12:50:23","modified_gmt":"2023-12-14T12:50:23","slug":"shopper","status":"publish","type":"page","link":"https:\/\/www.splitit.com\/shopper\/","title":{"rendered":"Shopper"},"content":{"rendered":"\r\n<section id=\"hero-block_f4d81997d392d6545f1fb8b8c783e89a\" class=\"hero  text-colour-v-d-purple\" data-personalisation=\"\" data-default-block=\"false\">\r\n\r\n  <style type=\"text\/css\">\r\n\r\n    .no-webp section#hero-block_f4d81997d392d6545f1fb8b8c783e89a {\r\n      background-color: #45c3b4;\r\n      background-image: url(https:\/\/www.splitit.com\/wp-content\/uploads\/2021\/11\/how-it-works.jpg);\r\n    }\r\n\r\n    .webp section#hero-block_f4d81997d392d6545f1fb8b8c783e89a {\r\n      background-color: #45c3b4;\r\n      background-image: url(https:\/\/www.splitit.com\/wp-content\/uploads\/2021\/11\/how-it-works.jpg.webp);\r\n    }\r\n\r\n    \r\n          @media only screen and (max-width: 576px) {\r\n        .no-webp section#hero-block_f4d81997d392d6545f1fb8b8c783e89a {\r\n          background-image: url(https:\/\/www.splitit.com\/wp-content\/uploads\/2022\/01\/how-it-works.jpg);\r\n        }\r\n        .webp section#hero-block_f4d81997d392d6545f1fb8b8c783e89a {\r\n          background-image: url(https:\/\/www.splitit.com\/wp-content\/uploads\/2022\/01\/how-it-works.jpg.webp);\r\n        }\r\n      }\r\n    \r\n  <\/style>\r\n\r\n\t<div class=\"container\">\r\n\t\t<div class=\"row\">\r\n\t\t\t<div class=\"col-12\">\r\n        <div class=\"hero__align hero__align--left\">\r\n          <div class=\"hero__content\">\r\n            \r\n            \r\n            \r\n            <H1 class=\"h1 hero__content__title\" style=\"\">\r\n              Simple monthly payments            <\/H1>\r\n\r\n            <div class=\"hero__content__content\" style=\"\">\r\n              <p>Use your existing credit card.<\/p>\n<p>No new loans or applications needed.<\/p>\n            <\/div>\r\n\r\n                          <div class=\"hero__content__ctas\">\r\n                                  <a href=\"https:\/\/shopper.splitit.com\/\" class=\"hero__content__cta btn-splitit btn-splitit--d-purple gtm-hero-button\">Manage your plan<\/a>\r\n                \r\n                              <\/div>\r\n                      <\/div>\r\n                      <div class=\"hero__scroll-down\">\r\n              <span class=\"hero__scroll-down__arrow-down\"><\/span>\r\n              <span class=\"hero__scroll-down__title\">How Splitit works<\/span>\r\n            <\/div>\r\n                  <\/div>\r\n\r\n\t\t\t<\/div>\r\n\t\t<\/div>\r\n\t<\/div>\r\n\r\n  <script type=\"text\/javascript\">\r\n  \/\/ Scroll to next section\r\n  (function($){\r\n    $(function(){\r\n      $('#hero-block_f4d81997d392d6545f1fb8b8c783e89a .hero__scroll-down').css('cursor', 'pointer').on('click', function(){\r\n        $('html, body').animate({\r\n          scrollTop: $('#hero-block_f4d81997d392d6545f1fb8b8c783e89a').next('section:not(hero-breadcrumb)').offset().top - 140\r\n        }, 750)\r\n      });\r\n    });\r\n  })(jQuery);\r\n  <\/script>\r\n\r\n<\/section>\r\n\r\n\n\n\r\n\r\n<section id=\"centred-statistics-block_347cb1d7dc0ab945fdf2e9e2d029f27a\" class=\" centred-statistics\" data-personalisation=\"\" data-default-block=\"false\">\r\n\t<div class=\"container\">\r\n\t\t\t\t<div class=\"row\">\r\n\r\n\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\r\n\t\t\t\t\t\t<div class=\"col-12 col-md-4 centred-statistics__col\">\r\n\t\t\t\t\t\t\t<div class=\"centred-statistics__col__block\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"centred-statistics__col__block__subtitle\">No additional interest or fees*<\/h3>\t\t\t\t\t\t\t\t<p>Splitit will never charge you interest or fees. (Your standard credit cards T&amp;Cs still apply)<\/p>\n\r\n\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t<\/div>\r\n\r\n\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\r\n\t\t\t\t\t\t<div class=\"col-12 col-md-4 centred-statistics__col\">\r\n\t\t\t\t\t\t\t<div class=\"centred-statistics__col__block\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"centred-statistics__col__block__subtitle\">No new loans<\/h3>\t\t\t\t\t\t\t\t<p>Use the credit you have already earned. All you need is the balance available on your credit card.<\/p>\n\r\n\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t<\/div>\r\n\r\n\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\r\n\t\t\t\t\t\t<div class=\"col-12 col-md-4 centred-statistics__col\">\r\n\t\t\t\t\t\t\t<div class=\"centred-statistics__col__block\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"centred-statistics__col__block__subtitle\">Keep the rewards coming<\/h3>\t\t\t\t\t\t\t\t<p>You get all the benefits of paying with your credit card, including rewards, transaction insurance and protection against fraud.<\/p>\n\r\n\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t<\/div>\r\n\r\n\t\t\t\r\n\t\t<\/div>\r\n\t\t\t<\/div>\r\n<\/section>\r\n\n\n<section id=\"on-page-image-block_de13c8c82605e729ff036076fce9646d\" class=\"on-page-image   on-page-image--centred  on-page-image--background-colour-white \"  data-personalisation=\"\" data-default-block=\"false\">\r\n  <div class=\"container\">\r\n    <div class=\"row\">\r\n      <div class=\"col\">\r\n        <img decoding=\"async\" src=\"https:\/\/www.splitit.com\/wp-content\/uploads\/2023\/10\/Installments-as-as-service-1.png\" alt=\"Splitit checkout screen\" class=\"on-page-image__image\" >\r\n      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n<\/section>\r\n\n\n<section id=\"scrollto-block_2ef07cf56f6afc9041153a775bedc762\" class=\"\" data-personalisation=\"\" data-default-block=\"false\">\r\n    <div id=\"how-it-works\"><\/div>\r\n<\/section>\r\n\n\n<section id=\"centred-text-block-buttons-block_a303ff31f5dd8410779a58a5b4e2c348\" class=\"centred-text-block-buttons  centred-text-block-buttons--white\" data-personalisation=\"\" data-default-block=\"false\">\r\n  <div class=\"container\">\r\n    <div class=\"row\">\r\n      <div class=\"col-12 col-md-8 offset-md-2\">\r\n        <div class=\"centred-text-block-buttons__content\">\r\n          <p class=\"centred-text-block-buttons__content__eyebrow\"><\/p>\r\n          <H2 class=\"h3 centred-text-block-buttons__content__title centred-text-block-buttons__content__title--large\">\r\n            How Splitit works          <\/H2>\r\n          <p>Splitit guarantees your purchase, by placing a hold on your credit card. This is not a payment, it\u2019s just a pre-authorization that allows you to pay off your balance over time, before accruing any interest.<\/p>\n<p>In most cases the hold is only temporarily held on your card and the duration is dependent on your issuing bank. In some cases the hold may remain on your card for the duration of your payment plan. Please check with the business you are purchasing from for more details.<\/p>\n<p>You get all the benefits of paying with your credit card, including rewards, transaction insurance and protection against fraud.<\/p>\n\r\n          \r\n                  <\/div>\r\n      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n<\/section>\r\n\n\n<section id=\"splitit-columns-block_37e8f030314be7e4e2ffb671d3fccab8\" class=\"splitit-columns splitit-columns--4-cols  \" data-personalisation=\"\" data-default-block=\"false\">\r\n  \t<div class=\"container\">\r\n\t\t<div class=\"row\">\r\n\t\t\t<div class=\"col-12\">\r\n\t\t\t\t\r\n\t\t\t\t<div class=\"splitit-columns__columns\">\r\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"splitit-columns__column text-center\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.splitit.com\/wp-content\/uploads\/2022\/12\/Customer-pays-for-their-purchase-using-Splitit-and-an-installment-plan-is-created-2-300x300.png\" alt=\"\" class=\"splitit-columns__icon restrict-icon-width\">\r\n\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"h4 splitit-columns__title\">Installment plan<\/h3>\r\n\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"splitit-columns__content\">\r\n\t\t\t\t\t\t\t\t\t<p>You choose the number of monthly payments that suit you and your budget. You will need the full purchase amount available as credit on your credit card on the day of purchase.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"splitit-columns__column text-center\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.splitit.com\/wp-content\/uploads\/2022\/11\/The-first-installment-is-charged-1-300x300.png\" alt=\"\" class=\"splitit-columns__icon restrict-icon-width\">\r\n\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"h4 splitit-columns__title\">Authorization<\/h3>\r\n\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"splitit-columns__content\">\r\n\t\t\t\t\t\t\t\t\t<p>Splitit authorizes the full amount of the purchase on your existing credit card and reserves the balance from your credit card.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"splitit-columns__column text-center\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.splitit.com\/wp-content\/uploads\/2022\/12\/Splitit-reauthorises-the-amount-1-300x300.png\" alt=\"\" class=\"splitit-columns__icon restrict-icon-width\">\r\n\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"h4 splitit-columns__title\">First installment<\/h3>\r\n\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"splitit-columns__content\">\r\n\t\t\t\t\t\t\t\t\t<p>The first installment is charged a few seconds after the purchase authorization or upon shipping.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"splitit-columns__column text-center\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.splitit.com\/wp-content\/uploads\/2022\/12\/Splitit-authorizes-the-full-amount-of-the-purchase-1-300x300.png\" alt=\"\" class=\"splitit-columns__icon restrict-icon-width\">\r\n\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"h4 splitit-columns__title\">Pay monthly<\/h3>\r\n\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"splitit-columns__content\">\r\n\t\t\t\t\t\t\t\t\t<p>Splitit will charge your credit card every month until the plan is finished.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t<\/div>\r\n\r\n\t\t\t\t\t\t\t<\/div>\r\n\t\t<\/div>\r\n\t<\/div>\r\n<\/section>\r\n\n\n<section id=\"gradient-columns-block_6e97b0fb53101c0800af7ef88e0d5ee6\" class=\"gradient-columns  gradient-columns--image-left gradient-columns--overlap-image-image-left gradient-columns--gradient-blue-to-pink\" data-personalisation=\"\" data-default-block=\"false\">\r\n    <div class=\"container\">\r\n    <div class=\"row align-items-center\">\r\n      <div class=\"col-md-6 \">\r\n        <div class=\"gradient-columns__image-gradient\">\r\n          <img decoding=\"async\" src=\"https:\/\/www.splitit.com\/wp-content\/uploads\/2023\/12\/jewelry-webpage-img-3_ORIGINAL.png\" alt=\"No account setup needed\" class=\"gradient-columns__image\">\r\n        <\/div>\r\n      <\/div>\r\n      <div class=\"col-md-6 gradient-columns__text-column\">\r\n        <h3 class=\"gradient-columns__title\">\r\n          No account setup needed        <\/h3>\r\n        <div class=\"gradient-columns__content\">\r\n          <p>Splitit works with your existing credit card, utilizing the credit you have already earned, and can be used with any merchant who has Splitit added to their checkout.<\/p>\n<p>After purchasing with Splitit you will get access to your personal online portal where you can manage your plan.<\/p>\n        <\/div>\r\n              <\/div>\r\n    <\/div>\r\n  <\/div>\r\n<\/section>\r\n\n\n<section id=\"pricing-features-block_e73dbd91f8a6fd209472c3f1a43c619f\" class=\" pricing-features pricing-features--one-col-restricted-width\" data-personalisation=\"\" data-default-block=\"false\">   <style type=\"text\/css\">\r\n    section#pricing-features-block_e73dbd91f8a6fd209472c3f1a43c619f table tr .feature {\r\n      width: 60%;\r\n    }\r\n  <\/style>\r\n\r\n\t<div class=\"container\">\r\n\t\t<div class=\"row\">\r\n\t\t\t<div class=\"col-12 col-md-8 offset-md-2\">\r\n        <div class=\"pricing-features__content\">\r\n                    <h2 class=\"h1 pricing-features__content__title\">Sample plan<\/h2>          <p>Purchase price of $3,000 split over 6 months using your existing credit card.<\/p>\n        <\/div>\r\n      <\/div>\r\n\t\t<\/div>\r\n    <div class=\"row\">\r\n      <div class=\"col-12\">\r\n        <div class=\"pricing-features__table\">\r\n          <table class=\"table table-striped\">\r\n            <thead>\r\n              <tr>\r\n                <th class=\"table-title\"><\/th>\r\n\r\n                <th class=\"feature\">Amount paid<\/th>\r\n              <\/tr>\r\n            <\/thead>\r\n            <tbody>\r\n              \r\n                    <tr>\r\n                      <td class=\"table-title\"><\/td>\r\n                       <td class=\"feature\"><\/td>                                                                                         <\/tr>\r\n\r\n                  \r\n                    <tr class=\"text\">\r\n                      <td class=\"table-title\">Pay today<\/td>\r\n                      <td class=\"feature\">$500<\/td>                    <\/tr>\r\n\r\n                  \r\n                    <tr class=\"text\">\r\n                      <td class=\"table-title\">2nd payment<\/td>\r\n                      <td class=\"feature\">$500<\/td>                    <\/tr>\r\n\r\n                  \r\n                    <tr class=\"text\">\r\n                      <td class=\"table-title\">3rd payment<\/td>\r\n                      <td class=\"feature\">$500<\/td>                    <\/tr>\r\n\r\n                  \r\n                    <tr class=\"text\">\r\n                      <td class=\"table-title\">4th payment<\/td>\r\n                      <td class=\"feature\">$500<\/td>                    <\/tr>\r\n\r\n                  \r\n                    <tr class=\"text\">\r\n                      <td class=\"table-title\">5th payment<\/td>\r\n                      <td class=\"feature\">$500<\/td>                    <\/tr>\r\n\r\n                  \r\n                    <tr class=\"text\">\r\n                      <td class=\"table-title\">Final payment<\/td>\r\n                      <td class=\"feature\">$500<\/td>                    <\/tr>\r\n\r\n                              <\/tbody>\r\n          <\/table>\r\n                    <\/div>\r\n      <\/div>\r\n    <\/div>\r\n\t<\/div>\r\n<\/section>\r\n\n\n\r\n<section id=\"faqs-block_b37c6f8ca1eff6823602099811af85ec\" class=\" faqs\" itemscope itemtype=\"https:\/\/schema.org\/FAQPage\"  data-personalisation=\"\" data-default-block=\"false\">\r\n\t<div class=\"container\">\r\n\t\t<div class=\"row\">\r\n\t\t\t<div class=\"col-12 col-lg-6 offset-lg-3\">\r\n\t\t\t\t<div class=\"faqs__content\">\r\n\t\t\t\t\t<h2 class=\"h4 faqs__content__title\">Still have questions about how Splitit works?<\/h2>\r\n\t\t\t\t\t<p>You can find answers to our most commonly asked questions here. If you can&#8217;t find what you&#8217;re looking for, please visit our <a href=\"\/faq\/shoppers\/\">Support centre<\/a> where you&#8217;ll find lots more answers, plus you can live chat with us.<\/p>\n\t\t\t\t<\/div>\r\n\t\t\t<\/div>\r\n\t\t\t<div class=\"col-12 col-lg-10 offset-lg-1\">\r\n\t\t\t\t\t\t\t\t\t\t<div id=\"accordion_1\" class=\"faqs__accordion\" >\r\n\t\t\t\t\t\t\t<h3>Frequently asked questions<\/h3>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"card\" itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\">\r\n\t\t\t\t\t\t\t\t\t\t<div class=\"card-header\" id=\"heading_1-1\">\r\n\t\t\t\t\t\t\t\t\t\t\t<a class=\"btn btn-link gtm-expand-faq\" data-toggle=\"collapse\" data-target=\"#collapse_1-1\" aria-expanded=\"false\" aria-controls=\"collapse_1-1\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t<span itemprop=\"name\">How can I contact Splitit?<\/span>\r\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\r\n\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t<div id=\"collapse_1-1\" class=\"collapse\" aria-labelledby=\"heading_1-1\" data-parent=\"#accordion_1\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\">\r\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"card-body\" itemprop=\"text\"><p>Please visit our <a href=\"https:\/\/support.splitit.com\/hc\/en-us\">support centre<\/a>.<\/p>\n<\/div>\r\n\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"card\" itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\">\r\n\t\t\t\t\t\t\t\t\t\t<div class=\"card-header\" id=\"heading_1-2\">\r\n\t\t\t\t\t\t\t\t\t\t\t<a class=\"btn btn-link gtm-expand-faq\" data-toggle=\"collapse\" data-target=\"#collapse_1-2\" aria-expanded=\"false\" aria-controls=\"collapse_1-2\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t<span itemprop=\"name\">Can I pay with a debit card?<\/span>\r\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\r\n\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t<div id=\"collapse_1-2\" class=\"collapse\" aria-labelledby=\"heading_1-2\" data-parent=\"#accordion_1\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\">\r\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"card-body\" itemprop=\"text\"><p>No, unfortunately not. We are only able to accept credit cards at the present time.<\/p>\n<\/div>\r\n\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"card\" itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\">\r\n\t\t\t\t\t\t\t\t\t\t<div class=\"card-header\" id=\"heading_1-3\">\r\n\t\t\t\t\t\t\t\t\t\t\t<a class=\"btn btn-link gtm-expand-faq\" data-toggle=\"collapse\" data-target=\"#collapse_1-3\" aria-expanded=\"false\" aria-controls=\"collapse_1-3\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t<span itemprop=\"name\">Which credit cards are supported by Splitit?<\/span>\r\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\r\n\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t<div id=\"collapse_1-3\" class=\"collapse\" aria-labelledby=\"heading_1-3\" data-parent=\"#accordion_1\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\">\r\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"card-body\" itemprop=\"text\"><p>Splitit is supported by Visa, Mastercard, and depending on the merchant, American Express, Discover and UnionPay.<\/p>\n<\/div>\r\n\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"card\" itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\">\r\n\t\t\t\t\t\t\t\t\t\t<div class=\"card-header\" id=\"heading_1-4\">\r\n\t\t\t\t\t\t\t\t\t\t\t<a class=\"btn btn-link gtm-expand-faq\" data-toggle=\"collapse\" data-target=\"#collapse_1-4\" aria-expanded=\"false\" aria-controls=\"collapse_1-4\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t<span itemprop=\"name\">Where can I find Splitit Terms and Conditions?<\/span>\r\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\r\n\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t<div id=\"collapse_1-4\" class=\"collapse\" aria-labelledby=\"heading_1-4\" data-parent=\"#accordion_1\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\">\r\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"card-body\" itemprop=\"text\"><p>You can find all our terms and conditions <a href=\"https:\/\/www.splitit.com\/legals\/splitit-shopper-terms-conditions\/united-states\/\">here<\/a>.<\/p>\n<\/div>\r\n\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"card\" itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\">\r\n\t\t\t\t\t\t\t\t\t\t<div class=\"card-header\" id=\"heading_1-5\">\r\n\t\t\t\t\t\t\t\t\t\t\t<a class=\"btn btn-link gtm-expand-faq\" data-toggle=\"collapse\" data-target=\"#collapse_1-5\" aria-expanded=\"false\" aria-controls=\"collapse_1-5\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t<span itemprop=\"name\">Do I use a card I already have?<\/span>\r\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\r\n\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t<div id=\"collapse_1-5\" class=\"collapse\" aria-labelledby=\"heading_1-5\" data-parent=\"#accordion_1\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\">\r\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"card-body\" itemprop=\"text\"><p>Yes.<\/p>\n<p>Splitit helps consumers use their existing credit card to turn purchases into smaller, monthly payments.<\/p>\n<p>The full amount of your purchase is authorized (held) on your credit card to guarantee future payments so you need to have at least that amount in available credit on your card.<\/p>\n<p>The authorization amount reduces with each monthly payment you make until the balance is cleared and we renew these authorizations periodically. The previous authorization is removed as soon as we receive a new one.<\/p>\n<\/div>\r\n\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"card\" itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\">\r\n\t\t\t\t\t\t\t\t\t\t<div class=\"card-header\" id=\"heading_1-6\">\r\n\t\t\t\t\t\t\t\t\t\t\t<a class=\"btn btn-link gtm-expand-faq\" data-toggle=\"collapse\" data-target=\"#collapse_1-6\" aria-expanded=\"false\" aria-controls=\"collapse_1-6\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t<span itemprop=\"name\">What\u2019s the difference between a payment and an authorization?<\/span>\r\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\r\n\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t<div id=\"collapse_1-6\" class=\"collapse\" aria-labelledby=\"heading_1-6\" data-parent=\"#accordion_1\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\">\r\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"card-body\" itemprop=\"text\"><p>Payments are the regualr installments that are charged to your credit card. Authorizations for the full outstanding amount are taken in addition to your regular installments, to guarantee your future payments.<\/p>\n<p>When you buy using Splitit, the retailer takes your first installment straight away, this may be later if your goods are being shipped at a later date. The rest of your monthly installments are automatically taken on the same date as your first one. This date cannot be changed. Monthly installments show as \u2018charged\u2019 or \u2018posted\u2019 on your account.<\/p>\n<p>In addition to your monthly installment payments, the full outstanding amount is authorized (held) on your card to guarantee future payments.\u00a0Authorizations are usually renewed every 17-21 days until your plan is paid off. Authorizations get smaller with each installment paid. The previous authorization is released once a new one is obtained. Authorizations show as \u2018pending\u2019 or \u2018reserved\u2019 on your account. If your plan is kept on track, these authorizations are not charged.<\/p>\n<\/div>\r\n\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"card\" itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\">\r\n\t\t\t\t\t\t\t\t\t\t<div class=\"card-header\" id=\"heading_1-7\">\r\n\t\t\t\t\t\t\t\t\t\t\t<a class=\"btn btn-link gtm-expand-faq\" data-toggle=\"collapse\" data-target=\"#collapse_1-7\" aria-expanded=\"false\" aria-controls=\"collapse_1-7\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t<span itemprop=\"name\">How long are authorizations held for?<\/span>\r\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\r\n\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t<div id=\"collapse_1-7\" class=\"collapse\" aria-labelledby=\"heading_1-7\" data-parent=\"#accordion_1\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\">\r\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"card-body\" itemprop=\"text\"><p>In addition to your monthly installment payments, the full outstanding amount is authorized (held) on your card to guarantee future payments.\u00a0Authorizations are usually renewed every 17-21 days until your plan is paid off. Authorizations get smaller with each installment paid. The previous authorization is released once a new one is obtained. Authorizations show as \u2018pending\u2019 or \u2018reserved\u2019 on your account. If your plan is kept on track, these authorizations are not charged.<\/p>\n<p>You can check your monthly payments as well as whether a re-authorization\u00a0is due (when and for how much), in the Splitit\u00a0<a href=\"https:\/\/consumer.splitit.com\/\">shopper portal<\/a>.<\/p>\n<p>There are some variations to the above, depending on your retailer and the payment processor they use.<\/p>\n<p>To see exactly how your plan works, log in to the\u00a0<a href=\"https:\/\/consumer.splitit.com\/\">shopper portal<\/a>\u00a0and under \u2018Plan Details\u2019 click on \u2018How Splitit Works?\u2019. This will take you to a detailed explanation of your particular plan.<\/p>\n<\/div>\r\n\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t                  <div class=\"faqs__cta\">\r\n            <a href=\"\/faq\/shoppers\/\" class=\"btn-splitit btn-splitit--d-purple\" target=\"_self\">\r\n              View all            <\/a>\r\n          <\/div>\r\n        \t\t\t<\/div>\r\n\t\t<\/div>\r\n\t<\/div>\r\n<\/section>\r\n\n\n\r\n<section id=\"splitit-live-chat-banner-block_74cd33a37a39f85aa066d2e49d01de2a\" class=\" live-chat-banner\" data-personalisation=\"\" data-default-block=\"false\">\r\n    <div class=\"container\">\r\n      \r\n    <div class=\"row\">\r\n      <div class=\"col-12 live-chat-banner__heading\">\r\n        <h3>We&#8217;re here to help<\/h3>\r\n      <\/div>\r\n    <\/div>\r\n    <div class=\"row\">\r\n      <div class=\"col-4 col-md-2 live-chat-banner__icon\"><\/div>\r\n      <div class=\"col-8 col-md-4 live-chat-banner__main\">\r\n        <h4>Live Chat<\/h4>\r\n        <p>Instant answers to your questions<\/p>\r\n        <a href=\"https:\/\/support.splitit.com\/hc\/en-us#showWidget\" title=\"\" class=\"live-chat btn-splitit btn-splitit--teal\">Start chat<\/a>\r\n        <p><em>Or <a href=\"https:\/\/support.splitit.com\/hc\/en-us\/requests\/new\" title=\"\">email us<\/a> and we aim to reply within 24 hours<\/em><\/p>      <\/div>\r\n    <\/div>\r\n\r\n  <\/div>\r\n\r\n  <script type=\"text\/javascript\">\r\n    jQuery(function(){\r\n      jQuery('section.live-chat-banner a.live-chat').on('click', function(e){\r\n        if(typeof zE === 'function'){\r\n          e.preventDefault();\r\n          \/\/ Get chat depts\r\n          \/\/let depts = zE('webWidget:get', 'chat:departments');\r\n          zE('webWidget', 'open');\r\n          zE('webWidget', 'popout');\r\n          return false;\r\n        };\r\n      });\r\n    });\r\n  <\/script>\r\n\r\n<\/section>\r\n\n\n<section id=\"centred-text-block-buttons-block_63b8341f50b27\" class=\"centred-text-block-buttons no-pd centred-text-block-buttons--white\" data-personalisation=\"\" data-default-block=\"false\">\r\n  <div class=\"container\">\r\n    <div class=\"row\">\r\n      <div class=\"col-12 col-md-8 offset-md-2\">\r\n        <div class=\"centred-text-block-buttons__content\">\r\n          <p class=\"centred-text-block-buttons__content__eyebrow\"><\/p>\r\n          <H2 class=\"h3 centred-text-block-buttons__content__title centred-text-block-buttons__content__title--\">\r\n                      <\/H2>\r\n          <p style=\"font-size:smaller\"><i>*Your standard credit card terms and conditions still apply<\/i><\/p>\n\r\n          \r\n                  <\/div>\r\n      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n<\/section>\r\n\n\n<section id=\"splitit-custom-html-block_61df00113e2d4\" class=\" splitit-custom-html\" style=\"background-color: #ffffff;\" data-personalisation=\"\" data-default-block=\"false\">\r\n    \r\n  <div class=\"container\"><div class=\"row\"><div class=\"col-12\">  \r\n  <!-- Start of split-it Zendesk Widget script -->\r\n<script id=\"ze-snippet\" src=\"https:\/\/static.zdassets.com\/ekr\/snippet.js?key=8d570ebd-a524-4c1d-9b84-8b63b14f0204\"> <\/script>\r\n<!-- End of split-it Zendesk Widget script -->\r\n<script type=\"text\/javascript\">\r\n  window.zESettings = {\r\n    webWidget: {\r\n      helpCenter: {\r\n        filter: {\r\n          category: '360002236160'\r\n        }\r\n      }\r\n    }\r\n  };\r\n<\/script>\r\n  <\/div><\/div><\/div>\r\n<\/section>\r\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.9.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Buy Now Pay Later - Using Your Own Credit Card | Splitit<\/title>\n<meta name=\"description\" content=\"Earn the rewards you love, choose the number of installments, and gain a level of control that traditional \u201cbuy now, pay later\u201d providers can\u2019t give you.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.splitit.com\/shopper\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Buy Now Pay Later - Using Your Own Credit Card | Splitit\" \/>\n<meta property=\"og:description\" content=\"Earn the rewards you love, choose the number of installments, and gain a level of control that traditional \u201cbuy now, pay later\u201d providers can\u2019t give you.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.splitit.com\/shopper\/\" \/>\n<meta property=\"og:site_name\" content=\"Splitit\" \/>\n<meta property=\"article:modified_time\" content=\"2023-12-14T12:50:23+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.splitit.com\/wp-content\/uploads\/2021\/12\/Bradley-scaled.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2560\" \/>\n\t<meta property=\"og:image:height\" content=\"979\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:image\" content=\"https:\/\/www.splitit.com\/wp-content\/uploads\/2021\/12\/splitit-home-hero.jpg\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.splitit.com\/shopper\/\",\"url\":\"https:\/\/www.splitit.com\/shopper\/\",\"name\":\"Buy Now Pay Later - 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