We split the payments, you control the rest.

Less clutter, more sales,
a better customer experience.

Splitit for Enterprise Splitit for Business

Empowering the entire payments value-chain

Installments-as-a-Service

Splitit powers the next generation of Buy Now, Pay Later (BNPL) through our merchant-branded Installments-as-a-Service platform. We solve the challenges businesses face with legacy BNPL while unlocking BNPL at the point of sale for card networks, issuers and acquirers, all through a single network API.

Consumer

Splitit enables consumers to shop more responsibly. There’s no added debt, no interest or hidden fees, plus they get all the benefits of paying with their existing credit card, including rewards, transaction insurance and protection against fraud.

Merchant

Our white-label plugin allows merchants to nurture and retain their customers, driving loyalty and promoting brand consistency. Splitit’s zero-friction checkout drives the highest conversion and the highest approval rates.

Processor

Our easy to implement single global API enables merchants to use their existing processor and existing back office, allowing the payment processors to retain their merchant relationships.

Network

Splitit’s technology leverages the existing global credit card payment rails, seamlessly integrating installments at the checkout and enabling networks to play a part in the installments value-chain.

Issuer

Splitit’s white-label, issuer agnostic, solution allows more issuers to be part of the installment payments process and not be forced out by the fintechs and the larger banks.

Retain your customers

At Splitit, we don’t acquire your customers, harvest their data, or cross-sell to them.

More responsible for consumers

Splitit unlocks $3T of existing underwritten credit.

Drive more conversions

With no registrations, a fast checkout and high approval rates.

No new consumer loans

Customers use the credit card they already trust. No new lenders and no new loans.

Increase purchase size

No arbitrary credit limits. Our average order value is $1,000+, that’s 4x higher than legacy “buy now, pay later” providers.

Universally accepted

Credit cards continue to dominate global purchasing and are used by all generations.

Already under regulation rules

As Splitit does not issue new loans, the service falls under existing credit card regulations.

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"Splitit offers a very unique payment solution combined with great customer service and customer support."

Andreas Ahlstrom, Senior VP of Sales & Operations at Exxentric

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"Affordability is a real concern when it comes to pet care, so we are thrilled to partner with Splitit."

Mark Olcott, DVM CEO of VitusVet

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"Splitit has definitely been a big factor in increasing our conversions and overall interest in our product."

Alicia Fernandes, Project Manager at Emma

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"Splitit is such a different concept than anything else out there. I don’t know why more retailers aren’t taking advantage of what they have to offer."

Vishal Batwara, Owner of GemsNY