Omnichannel payment solutions built on existing credit
Meet your customers wherever they buy. Splitit brings card-linked installments in-store, online, and over the phone.
Why merchants choose Splitit for omnichannel payments
85%+ approval rates
Splitit uses the credit your customer already has on their existing card, which means approvals happen immediately and deals don’t stall while people wait for a decision.
23% increased order values
Merchants using Splitit see significant increases in average transaction size, because monthly installments make larger purchases feel manageable.
Loved by customers
Because customers are using the card they already trust, the experience is familiar and friction-free – plus they keep their benefits, including reward points and fraud protection.
Installment Payments. Anywhere.
In-store & on-site installment payments
Phone and remote sales
Why merchants choose Splitit over traditional financing
Because Splitit works with the credit your customer already has, there are no applications, no credit checks, and no approval waiting periods. You can take a customer from quote to payment plan in seconds — and get back to the job.
Feature
Traditional financing
Splitit
Customer pays over time Get paid upfront Approval rate Varies 85%+ Closed on the spot No approval process No credit check Customer keeps card rewards and benefitsBuilt for businesses that sell across multiple channels
Ready to offer omnichannel installments from everywhere you sell?
Partner with Splitit to unlock flexible payment solutions that work for you and your customers. Get in touch today!
Frequently Asked Questions
Most payment solutions offering installments are primarily built for online checkout and treat in-store or phone payments as an add-on. Splitit is designed to work consistently across all three channels. Because it uses your customers’ existing credit cards rather than creating new loans, the experience is identical whether a customer is at your counter, on your website, or on the phone with your sales team.
No. Splitit uses the credit your customers already have on their existing card. There is no application, no credit check, and no new loan created. Customers simply choose their number of installments and confirm with the card they already carry.
Yes. You can use Splitit Go for in-person and phone-based transactions, and Splitit’s e-commerce checkout for online orders.