Installment Card
Installment Card

Be the first choice for credit

The credit card made for the growing segment of customers who prefer payment plans over revolving credit.

Installment cards are the future of credit

4.4M

Cardholders today, from zero in three years. The category is validated at scale.

146%

YoY growth. The market is validating in real time.

70%+

Of active BNPL users prefer their own bank. The trust advantage already belongs to you.

The credit card that knows the difference between a splurge and a standard purchase

Every purchase is evaluated the instant it happens – and categorizes itself based on personalized preferences. Small, everyday spending posts and pays in full, while big purchases split automatically  and instantly into a clear set of installments.

Smart by default

Every customer sets their own threshold when they activate the card. Any purchase below the threshold is charged in full like a standard credit card, while anything above the threshold is automatically split into installments.

Full customer control

A customer can split a purchase that was posted in full, or collapse an installment plan back into one payment, any time before the statement closes. The card is as flexible as their budget. 

Tap into a growing audience of deliberate spenders

You already have loyal customers with steady deposits and years of history, but those same customers have no credit relationship with you. They default to debit, and reach for credit only when a specific purchase calls for it, and they consistently choose easy-to-understand payment plans over revolving credit.

The Splitit Card lets them split bigger purchases into fixed monthly plans, instead of the open-ended revolving debt they’ve been avoiding.

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Live in weeks, not years.

A proprietary card program usually means years of work before a single customer sees it. With Splitit’s Installment Card, the entire stack is already built and running — the only work left is configuring it to your institution. Get in touch and we’ll walk you through exactly what that looks like, and how fast it moves.

Let’s build smarter payment solutions together

Partner with Splitit to unlock flexible payment solutions that work for you and your customers. Get in touch today!