E-commerce Payment Solutions

The world’s largest card-linked installment provider

Splitit’s Installments-as-a-Service empowers e-commerce merchants to retain customers, drive conversions, and increase average order value.

Credit card installments unlock huge potential

1.2bn Approved customers

Anyone with a credit card can use Splitit, anywhere in the world – no registration, application, or underwriting required.

$35,474 Avg. credit available

Customers can maximize their purchasing potential using the credit they have already earned, without paying interest.

85%+ Approval rate

Our integrated technology delivers over 85% approval rates, versus an industry average of 35%-40%.

White-label frictionless installments

Splitit provides the technology that empowers you to offer installment payments embedded within your existing customer journey.

The end-to-end payment journey with Splitit

Own the end-to-end journey

Splitit places your brand at the heart of every transaction, ensuring that you maintain complete control over the customer experience.

Unlike traditional BNPL providers that redirect customers or display competing offers, our white-label approach keeps shoppers focused on your products and brand.

By managing the entire payment journey within your e-commerce platform, you can:

  • Tailor the shopping experience to reflect your brand values
  • Build stronger customer relationships without third-party interference
  • Drive repeat purchases through consistent brand messaging

Use existing credit

Splitit removes the high risks of legacy BNPL by using existing credit for installment payments, eliminating underwriting requirements and protecting your shoppers’ credit ratings.

Plus, shoppers get all the benefits of paying with their credit card, including rewards, transaction insurance and fraud protection.

Benefits for your e-commerce customers:

  • Earn credit card rewards and points on every purchase
  • Maintain transaction insurance and fraud protection
  • No impact on credit score or credit history

No registrations or redirects for customers

Splitit embeds into your current e-commerce checkout flow, allowing any consumer with an active credit card to split their purchase – there’s no registration or application needed.

Our seamless integration keeps the checkout smooth and straightforward, resulting in higher conversion rates and a checkout that is quick, easy, and secure for your shoppers.

Own the end-to-end journey

Splitit places your brand at the heart of every transaction, ensuring that you maintain complete control over the customer experience.

Unlike traditional BNPL providers that redirect customers or display competing offers, our white-label approach keeps shoppers focused on your products and brand.

By managing the entire payment journey within your e-commerce platform, you can:

  • Tailor the shopping experience to reflect your brand values
  • Build stronger customer relationships without third-party interference
  • Drive repeat purchases through consistent brand messaging

Use existing credit

Splitit removes the high risks of legacy BNPL by using existing credit for installment payments, eliminating underwriting requirements and protecting your shoppers’ credit ratings.

Plus, shoppers get all the benefits of paying with their credit card, including rewards, transaction insurance and fraud protection.

Benefits for your e-commerce customers:

  • Earn credit card rewards and points on every purchase
  • Maintain transaction insurance and fraud protection
  • No impact on credit score or credit history

No registrations or redirects for customers

Splitit embeds into your current e-commerce checkout flow, allowing any consumer with an active credit card to split their purchase – there’s no registration or application needed.

Our seamless integration keeps the checkout smooth and straightforward, resulting in higher conversion rates and a checkout that is quick, easy, and secure for your shoppers.

The future-proof e-commerce payment solution

Splitit’s Installments-as-a-Service platform is a new way to drive installment payments through a merchant-branded experience.

While merchants are experiencing increased sales with legacy BNPL, they also face several challenges: losing control of consumer relationships, poor checkout conversion due to consumer friction, low credit approval rates and heightened regulatory scrutiny.

Merchant-branded experience

Customers never leave your site

Higher acceptance rates

Leverage existing credit card limits

Instant approvals

No applications or credit checks required

Complete data ownership

You retain all customer information

Regulatory compliance

Operates under established credit card regulations

Legacy BNPL vs Splitit

Feature

Legacy BNPL

Splitit

Use Existing Credit No Registration White-label Google Pay/Apple Pay At Checkout Merchant Integrations Industry Agnostic No Credit Check Low Risk Average Order Value $250 $1,000+

Maximize conversions with premium payment processing

See for yourself how Splitit can enhance the customer experience for luxury goods. Reach out for a friendly, no-obligations chat!