Dental Patient Financing

Dental Patient Financing Solutions

More smiles, less friction

Don’t let upfront costs prevent patients from getting the dental care they need. Splitit enables patients to pay for treatments over time using their existing credit card, with no new lines of credit or lengthy applications.

Guaranteed payments Predictable cash flow with no billing gaps and no collections.
Low merchant fees Flexible payment options without high financing costs or complexity.

Credit card installments unlock huge potential

1.2bn approved customers

Anyone with a credit card can use Splitit, anywhere in the world – no registration, application, or underwriting required.

$35,474 avg. credit available

Customers can maximize their purchasing potential using the credit they have already earned, without paying interest.

85%+ approval rate

Our integrated technology delivers over 85% approval rates, versus an industry norm of 35%-40%.

The anatomy of a Splitit plan

Splitit uses your patients’ existing credit card to enable them to split the cost of their dental care into smaller payments. Splitit’s frictionless solution requires no applications, credit checks or underwriting.

Your patients get all the benefits of paying with their credit card, including rewards, transaction insurance and protection against fraud.

Authorization

Splitit authorizes the full purchase amount on customers’ existing credit cards, temporarily reserving the full amount.

The shopper will need the full purchase amount available as credit on their credit card on the day of purchase.

Installment plan

The first installment is charged immediately after authorization or when treatment begins.

From there, Splitit automatically charges the patient’s credit card each month according to their chosen plan.

The anatomy of a Splitit plan

Splitit uses your patients’ existing credit card to enable them to split the cost of their dental care into smaller payments. Splitit’s frictionless solution requires no applications, credit checks or underwriting.

Your patients get all the benefits of paying with their credit card, including rewards, transaction insurance and protection against fraud.

Authorization

Splitit authorizes the full purchase amount on customers’ existing credit cards, temporarily reserving the full amount.

The shopper will need the full purchase amount available as credit on their credit card on the day of purchase.

Installment plan

The first installment is charged immediately after authorization or when treatment begins.

From there, Splitit automatically charges the patient’s credit card each month according to their chosen plan.

Why dental practices choose Splitit

No new lines of credit

Let patients use the credit they already have to pay over time, without opening a new line of credit or completing lengthy applications. Splitit works with their existing available balance, helping you increase case acceptance without adding friction to the patient experience.

Guaranteed payments and improved cashflow

Get the full dental treatment amount upfront while your patients pay in installments. Splitit keeps your cash flow predictable and removes your team from the collections process.

Simple, seamless setup

Splitit integrates easily with your existing practice management systems and payment processing. Our team handles the heavy lifting, so you can start offering flexible payments without needing in-house developers or IT support.

Dental treatment financing made simple

Splitit offers flexible payment plans designed specifically for dental practices:

Monthly installments Flexible options to pay over time for routine and complex procedures.
Bi-weekly payments Faster payment cycles for patients who prefer more frequent, smaller payments.
Pay on delivery Perfect for lab work, crowns, and other treatments with extended timelines.
Omnichannel availability Works online, in-office, or over the phone.
Results you can sink your teeth into

Trusted by dental practices worldwide

See how dental practices are turning flexible payments into better outcomes for patients and improved revenue.

Manny Rubianes

“Our customers historically have been overlooked by traditional orthodontia. This is a sizeable investment for them. Once they understand how Splitit works, they think ‘oh this totally makes sense – why wouldn’t I do this?”

Manny Rubianes Sales Director at Byte
View success story
Neha Raghava

“Splitit allows our optics and other cutting-edge products to reach thousands more customers both in the UK and the rest of the world”

Neha Raghava Group Head of Innovation, Engagement & E-Commerce at Bryant Dental
View success story

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Frequently Asked Questions

Splitit is ideal for any dental treatment over $500, including implants, orthodontics, periodontal treatments, and comprehensive restorative work. The flexible payment options make higher-value treatments more accessible to patients.

Unlike traditional financing, Splitit uses patients’ existing credit cards with no new loans or applications required. This means no credit checks, no impact on credit scores, and higher approval rates.

Yes, anyone with a credit card can use Splitit, anywhere in the world, making it perfect for dental practices that serve international patients or medical tourism.

To offer Splitit, your business must be registered in the US, UK, Canada, or Australia.

Absolutely. Patients can use Splitit to pay their insurance deductibles, co-pays, or for treatments not covered by insurance. This flexibility helps patients get the care they need without delay.

Maximize conversions with premium payment processing

See for yourself how Splitit can enhance the customer experience for luxury goods. Reach out for a friendly, no-obligations chat!