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Jewelry
Flexible payment plans for jewelry retailers

Premium products deserve premium payment options

We are the only installment payment solution that allows shoppers to use their existing credit card at checkout for financing without creating new debt. Whether online or in store, offer a new approach to jewelry financing with card-linked installments.Splitit provides the technology that empowers you to offer installment payments embedded within your existing jewelry customer journey. Our credit card financing option is integrated with your checkout, allowing customers to opt for monthly payments without applying for a new loan.

Book a demo

Why leading brands choose Splitit.

  • Better than 85% approval rates

    No credit checks, no applications, no friction – just instant approvals that convert browsers into buyers.

  • 3x higher average order value

    Splitit customers spend $1,100+ on average vs $350 with traditional BNPL.

  • Target premium customers (700+ FICO)

    Splitit attracts affluent consumers who love their credit card rewards and avoid traditional financing.

  • Keep customer relationships

    With Splitit there are no redirects, no remarketing, and no competing offers down the line.

  • Future-proof and regulation ready

    While BNPL faces tightening regulations worldwide, Splitit operates under existing credit card regulations and we are already compliant with CFPB/FCA standards.

Our solutions for jewelry stores

Financing solutions for jewelry stores

Today’s jewelry customers expect flexibility without compromising their financial standing.

Traditional jewelry financing often falls short for premium buyers who value their credit scores and existing relationships with their card issuers. Card-linked installments bridge this gap, allowing your customers to use credit they’ve already earned while you maintain complete control of the shopping experience.

The BNPL landscape is shifting. Regulations are tightening for legacy providers that originate new loans. Protect your business by partnering with a solution that operates within existing credit card frameworks and faces zero regulatory risk.

Frictionless payments

Splitit provides the technology that empowers you to offer installment payments embedded within your existing jewelry customer journey. Our credit card financing option is integrated with your checkout, allowing customers to opt for monthly payments without applying for a new loan.

Book a demo

Own the end-to-end jewelry buying experience

Splitit places your brand at the heart of every transaction, ensuring that you maintain complete control over the customer experience. Splitit’s white-label approach keeps your customers focused on your jewelry and your brand. By managing the entire journey, you can tailor the shopping experience to reflect your brand’s unique values and drive repeat business.

Leverage existing credit for higher approvals on luxury purchases

Splitit removes the high risks associated with traditional jewelry financing by using customers’ existing credit. There’s no underwriting, no new loan origination, and no impact on your shopper’s credit rating.

Plus, shoppers get all the benefits of paying with their credit card, including rewards, transaction insurance and protection against fraud.

No registrations or redirects at checkout

Splitit embeds into your current purchase flow, allowing any consumer with an active credit card to use the service – there’s no registration or application needed.

Our seamless integration keeps the checkout smooth and straightforward, resulting in higher conversion rates and a checkout that is quick, easy, and secure for your shoppers.

Own the end-to-end jewelry buying experience

Splitit places your brand at the heart of every transaction, ensuring that you maintain complete control over the customer experience. Splitit’s white-label approach keeps your customers focused on your jewelry and your brand. By managing the entire journey, you can tailor the shopping experience to reflect your brand’s unique values and drive repeat business.

Leverage existing credit for higher approvals on luxury purchases

Splitit removes the high risks associated with traditional jewelry financing by using customers’ existing credit. There’s no underwriting, no new loan origination, and no impact on your shopper’s credit rating.

Plus, shoppers get all the benefits of paying with their credit card, including rewards, transaction insurance and protection against fraud.

No registrations or redirects at checkout

Splitit embeds into your current purchase flow, allowing any consumer with an active credit card to use the service – there’s no registration or application needed.

Our seamless integration keeps the checkout smooth and straightforward, resulting in higher conversion rates and a checkout that is quick, easy, and secure for your shoppers.

A financing solution that grows revenue for jewelry retailers

With Splitit’s card-linked installments there’s no arbitrary purchase limit, customers can maximize their purchasing potential using their existing available credit, leading to higher transaction values.

Drive more conversions

Our integrated technology delivers over 85% approval rates, versus an industry norm of 35%-40%. With no applications, underwriting or SSN required, there is no friction at the checkout.

Zero default risk

Splitit operates with customers’ existing credit cards – their installment payment plan lives within the limits of their existing credit card. This means there’s no risk of defaulting on payment – should a customer miss their payments, the total order amount will be charged to their card.

Real businesses. Real stories.

Trusted payment platform for jewelry retailers

Splitit has helped thousands of businesses around the world to offer flexible pay-over-time options to their customers, using their existing credit card, in a more responsible way.

Book a demo
Eduardo Hauser

“Our commitment to consistency led us to Splitit, ensuring that, as a customer, you enjoy uniform payment options across all platforms.”

Eduardo Hauser CEO, Gem Shopping Network
View success story
Jerome Brustlein

“As we think about international expansion, Splitit gives us a turnkey financing solution.”

Jerome Brustlein COO at Fenton
View success story
Vishal Batwara

“Splitit is such a different concept than anything else out there. I don’t know why more retailers aren’t taking advantage of what they have to offer.”

Vishal Batwara Owner of GemsNY
View success story
Arnaud Pons

“Splitit really gave us a push to show us new business possibilities.”

Arnaud Pons Director of Gemperles
View success story
Fanni Melzer

“Splitit is the opposite of a typical financial institution. They are quick, helpful and nice, providing good service.”

Fanni Melzer Head of E-Commerce at Nomos
View success story
Mu Wang

“Splitit has had a magnificent impact on increasing sales and conversion rate with attractive advantages for our customers”

Mu Wang Mobvoi, Inc
View success story

Insights that elevate customer experience and jewelry sales

Explore strategies that help premium brands make high-value purchases more accessible, while strengthening customer relationships and driving sustainable growth.

How to Increase Repeat Purchases in Luxury Ecommerce (Without Cutting Your Prices)
Business Growth & Strategies

How to Increase Repeat Purchases in Luxury Ecommerce (Without Cutting Your Prices)

Read more
What is Customer Lifetime Value (CLV), and how do you improve it?
Business Growth & Strategies

What is Customer Lifetime Value (CLV), and how do you improve it?

Read more
How Card-Linked Installments Reduce Checkout Friction and Boost Conversions
Payment Solutions & Technology

How Card-Linked Installments Reduce Checkout Friction and Boost Conversions

Read more
Read all blogs

Take the first step toward easier payments

Splitit is already helping merchants worldwide increase approvals and reduce friction at checkout. Bring the best frictionless checkout experience to your customers today.

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