Point of sale financing, redefined
Splitit’s card-linked installments draw on the credit a customer already holds on their existing card. It’s the smarter way to offer flexible payment options without redirects or lengthy applications.
Anyone with a credit card can use Splitit, anywhere in the world – no registration, application, or underwriting required.
Customers can maximize their purchasing potential using the credit they have already earned, without paying interest.
Our integrated technology delivers over 85% approval rates, versus an industry norm of 35%-40%.
Our credit card-linked solution embeds directly into your merchant checkout flow, requiring no applications, credit checks, or underwriting processes.
Your customers retain all the benefits of paying with their credit card, including rewards, transaction insurance, and fraud protection.
Splitit authorizes the full amount of the purchase on the shopper’s existing credit card and temporarily reserves the balance from their credit card.
The shopper will need the full purchase amount available as credit on their credit card on the day of purchase.
The first installment processes within seconds of purchase or upon shipping. Subsequent payments are charged automatically each month — no customer action required and no missed payments to chase.
Our credit card-linked solution embeds directly into your merchant checkout flow, requiring no applications, credit checks, or underwriting processes.
Your customers retain all the benefits of paying with their credit card, including rewards, transaction insurance, and fraud protection.
Splitit authorizes the full amount of the purchase on the shopper’s existing credit card and temporarily reserves the balance from their credit card.
The shopper will need the full purchase amount available as credit on their credit card on the day of purchase.
The first installment processes within seconds of purchase or upon shipping. Subsequent payments are charged automatically each month — no customer action required and no missed payments to chase.
Simply share a QR code or send a payment link via email or SMS. Your customers can select a payment plan that suits them best.
Accept payments over the phone and let your customers choose their preferred number of installments without the need for new credit applications.
Integrate Splitit’s installment options directly into your checkout process, or send a payment link to your customers.
Splitit’s omnichannel installment solution is used across industries where selling happens in more than one place. We help businesses offer better ways to pay, without compromise.
With Splitit’s card-linked installments there’s no arbitrary purchase limit, customers can maximize their purchasing potential using their existing available credit, leading to higher transaction values.
Our integrated technology delivers over 85% approval rates, versus an industry norm of 35%-40%. Unlike traditional POS financing solutions, Splitit eliminates the need for applications and credit checks, creating a frictionless checkout experience.
Splitit operates with customers’ existing credit cards – their installment payment plan lives within the limits of their existing credit card. This means there’s no risk of defaulting on payment – should a customer miss their payments, the total order amount will be charged to their card.
With Splitit, customers spread the cost of a purchase using credit they already hold. By eliminating the need for applications and credit checks, Splitit creates a frictionless checkout experience which delivers over 85% approval rates, versus an industry norm of 35%-40%.
Splitit’s point-of-sale financing solutions are built to work across industries. From healthcare to home services and beyond, we help businesses offer better ways to pay, without compromise.
Boost average order values and conversion rates for retail and e-commerce across all product categories. Particularly
Support students and parents with tuition payments, certification programs, and professional development courses.
Enable healthcare and dental patients to access necessary treatments without financial stress. Perfect for elective
Help homeowners finance renovations, repairs, and improvements. From HVAC systems to kitchen remodels, point of sale.
Splitit’s point-of-sale financing solutions are built to work across industries. From healthcare to home services and beyond, we help businesses offer better ways to pay, without compromise.
Boost average order values and conversion rates for retail and e-commerce across all product categories. Particularly
Learn moreSupport students and parents with tuition payments, certification programs, and professional development courses.
Learn moreEnable healthcare and dental patients to access necessary treatments without financial stress. Perfect for elective
Learn moreHelp homeowners finance renovations, repairs, and improvements. From HVAC systems to kitchen remodels, point of sale.
Learn morePoint of sale financing enables customers to split their purchases into manageable installments at the moment of checkout, making larger purchases more accessible and affordable.
Point of sale financing is the umbrella term for any checkout option that lets customers split a purchase into installments.
Buy Now, Pay Later (BNPL) is one type of point of sale financing that typically offer short-term installment plans and often create a new line of credit or loan for each purchase.
Splitit’s credit card installments is another alternative to traditional point of sale financing that allows customers to split payments using the available credit on their existing credit card, without applying for new financing.
Point of sale financing allows customers to split their purchase into monthly payments at checkout, and normally involves the customer applying for a new loan. With Splitit’s card-linked approach, customers simply enter their existing credit card details and choose their preferred number of installments, Splitit then charges each installment monthly or biweekly on their credit card, meaning there are no new loans or lengthy applications.
Yes, Splitit’s point of sale payment solutions work across all channels – online, in-store, and over the phone. This omnichannel approach means customers get the same seamless experience regardless of how they shop with you.
Traditional point of sale financing requires credit applications, involves new loan origination, creates additional debt, and often involves lengthy applications.
Splitit uses existing credit, requires no applications, maintains brand control, and processes through familiar credit card infrastructure.
See for yourself how Splitit can enhance the customer experience for luxury goods. Reach out for a friendly, no-obligations chat!