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Frontline

Simple monthly payments

Giving your patients the flexibility to pay over time using the credit they have already earned

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Drive more conversions

With no registrations, a fast checkout and high approval rates, Splitit on average drives 30% more conversions.

Retain your customers

At Splitit, we don’t acquire your patients, harvest their data, or cross-sell to them.

More responsible

Splitit unlocks $3T of existing underwritten credit, so there’s no need for patients to take out a new loan.

How Splitit works

Splitit makes monthly payments easy, secure, and convenient because it makes use of the credit your patients already have.

Splitit guarantees the purchase by placing a hold on the patient’s credit card. This is not a payment, it’s just a pre-authorization that allows patients to pay off their balance over time, before accruing any interest.

Patients get all the benefits of paying with their credit card, including rewards, transaction insurance and protection against fraud.

Authorization

Splitit authorizes the full amount of the purchase on the patient’s existing credit card and reserves the balance from their credit card.

The patient will need the full purchase amount available as credit on their credit card on the day of purchase.

Installment plan

The first installment is charged a few seconds after the purchase authorization or upon shipping.

Splitit will charge the patient’s credit card every month until the plan is finished.

Pricing

Patients can choose to split their payments from 3 to 12 monthly installments all within your payment journey.

Plan

Charge

3 month plans
5.40%
6 month plans
6.90%
9 month plans
8.30%
12 month plans
9.70%

Frequently asked questions

If the patient has already confirmed the plan and you need to cancel the sale, a full refund process is required. In this scenario, our system will adjust the fees based on the number of days the plan was funded and the outstanding amount owed to Splitit.

If the card expires or is canceled, the patient has a 7 day grace period to update their information in their portal. If it isn’t resolved within the 7 days then the remaining amount owed (pre-authorization remaining) is then charged.

Splitit eliminates the credit risk for the provider. We guarantee the full amount of the purchase so there is no risk that the provider will not receive the payment.

All transactions are funded to the provider within 3 business days.