© 2025 Splitit – All rights reserved

Website designed by Pelling

Huntington Learning Center

Card-linked installments

Make learning more accessible for families with simple monthly payments, using their existing credit cards.

Register Learn more
I think 80% of our Splitit transactions are families that we probably would have not enrolled had Splitit not been there. Maria Aruca – Regional Director, Huntington Learning Center
Card Card Card

Drive more conversions

With no registrations, a fast checkout and high approval rates, Splitit on average drives 30% more conversions.

Retain your customers

At Splitit, we don’t acquire your customers, harvest their data, or cross-sell to them.

More responsible

Splitit unlocks $3T of existing underwritten credit, so there’s no need for consumers to take out a new loan.

How Splitit works

Splitit makes monthly payments easy, secure, and convenient because it makes use of the credit your customers already have.

Splitit guarantees the purchase by placing a temporary hold on the customer’s credit card. This is not a payment, it’s just a pre-authorization that allows customers to pay off their balance over time, before accruing any interest.

Customers get all the benefits of paying with their credit card, including rewards, transaction insurance and protection against fraud.

Authorization

Splitit authorizes the full amount of the purchase on the shopper’s existing credit card and temporarily reserves the balance from their credit card.

The shopper will need the full purchase amount available as credit on their credit card on the day of purchase.

Installment plan

The first installment is charged a few seconds after the purchase authorization or upon shipping.

Splitit will charge the shopper’s credit card every month until the plan is finished.

Pricing

Splitit provides you with the option to offer your customers 3, 6, 9 or 12 monthly payment plans. Huntington Learning Centers are on a funded plan, so that means you will receive the funds upfront when your customer makes a purchase.

Splitit fees will be reduced from 9.9% to 8.9%

Applicable to all locations enrolled with Splitit for any 12-month plans established between November 2024 and March 2025*

Plan length

Merchant fee

3 month plans
5.63%
6 month plans
6.94%
9 month plans
8.50%
12 month plans
9.90%

Frequently asked questions

Applicants must go through KYC and an underwriting process in order to be approved.

Our streamlined underwriting process allows franchises to get started with a default funding limit and minimal documentation requirements, which can be uploaded during the application process. This quick and hassle-free setup requires only:

  • Bank Letter or VOID Check (with Routing and A/C Number)
  • KYC Documents (Driver’s License or Passport)

If the shopper has already confirmed the plan and you need to cancel the sale, a full refund process is required. In this scenario, our system will adjust the fees based on the number of days the plan was funded and the outstanding amount owed to Splitit.

If the card expires or is canceled, the customer has a 7 day grace period to update their information in their portal. If it isn’t resolved within the 7 days then the remaining amount owed (pre-authorization remaining) is then charged.

Splitit eliminates the credit risk for the merchant. We guarantee the full amount of the purchase so there is no risk that the merchant will not receive the payment.

All transactions are funded to the merchant within 3 business days.

Speak to us

Our sales team will be happy to answer any questions and help you with your registration.