| Why? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
| What? | The types of personal information we collect and share depend on the product or service you have with us. This information can include:
When you are no longer our customer, we continue to share your information as described in this notice. |
| How? | All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Splitit USA Inc. chooses to share; and whether you can limit this sharing. |
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Shopper
- GLBA Policy
- Loan Agreement and Cost Disclosure Example
- Terms of Service – APAC (English)
- Terms of Service – Canada (English)
- Terms of Service – Canada (French)
- Terms of Service – Hong Kong (Traditional Chinese)
- Terms of Service – Japan (Japanese)
- Terms of Service – Mexico (Spanish)
- Terms of Service – UK & EU (English)
- Terms of Service – UK & EU (French)
- Terms of Service – UK & EU (German)
- Terms of Service – UK & EU (Italian)
- Terms of Service – UK & EU (Spanish)
- Terms of Service – United States (English)
- Terms of Service – United States (Spanish)
- Merchant
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Governance
- Cookie Policy (English)
- Cookie Policy (Spanish)
- Data Protection Addendum & GDPR Compliance
- Data Subject Request Form (English)
- Data Subject Request Form (Spanish)
- Electronic Records Disclosure and Consent Agreement
- E-sign Disclosure Agreement
- Infringement, General Website, and Software Licensing Agreements
- Licensing
- PCI DSS Certification
- Privacy Policy – Global (English)
- Privacy Policy - UK and Europe (English)
- Privacy Policy - UK and Europe (Spanish)
- Privacy Policy For Surveys
- Risk Management Policy
- Shareholder Communications Policy
- User Rights Policy (English)
- User Rights Policy (Spanish)
- Credit Cardholder
Credit Card Privacy Notice
Last updated: 5 August 2026WHAT DOES SPLITIT USA INC. DO WITH YOUR PERSONAL INFORMATION?
Sharing Practices
| Reasons we can share your personal information | Does Splitit USA Inc. share? | Can you limit this sharing? | |
| For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | Yes | No | |
| For our marketing purposes — to offer our products and services to you | Yes | No | |
| For joint marketing with other financial companies | Yes | No | |
| For our affiliates’ everyday business purposes — information about your transactions and experiences | Yes | No | |
| For our affiliates’ everyday business purposes — information about your creditworthiness | Yes | Yes | |
| For our affiliates to market to you | Yes | Yes | |
| For nonaffiliates to market to you | Yes | Yes | |
| To limit our sharing | Email [[email protected]] [or call 1-800-XXX-XXXX]
Please note: However, you can contact us at any time to limit our sharing. |
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| Questions? | Go to www.splitit.com/legals/splitit-privacy-policy/english/ for more details. You can also email [email protected]. | ||
Who we are
| Who is providing this notice? | Splitit USA Inc. (“Splitit”) |
| What we do | |
| How does Splitit protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also maintain physical, electronic, and procedural safeguards that comply with federal standards. |
| How does Splitit collect my personal information? | We collect your personal information, for example, when you:
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. |
| Why can’t I limit all sharing? | Federal law gives you the right to limit only:
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law. |
Definitions
| Affiliates | Companies related by common ownership or control. They can be financial and nonfinancial companies.
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| Nonaffiliates | Companies not related by common ownership or control. They can be financial and nonfinancial companies.
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| Joint marketing | A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
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State-Specific Rights
Vermont residents: We will not share information we collect about you with nonaffiliated third parties, except as permitted by law, including, for example, with your consent or to service your account. We will not share information about your creditworthiness with our affiliates, other than as permitted by Vermont law, unless you authorize us to make these disclosures.
California residents: We will not share information we collect about you with nonaffiliated third parties, except as permitted by law, including, for example, with your consent or to service your account. We will limit sharing with our affiliates to the extent required by California law.
Additional information about marketing choices: For residents of California, North Dakota, and Vermont, we will not share your information with affiliates and nonaffiliates to market to you unless you consent.