Every purchase is evaluated the instant it happens. Small, everyday spending posts and pays in full, while big purchases split automatically and instantly into a clear set of installments.
Installment Card
Grow your existing relationships
The credit card made for the growing segment of customers who prefer payment plans over revolving credit.
Installment cards are the future of credit
4.4M
Cardholders today, from zero in three years. The category is validated at scale.
146%
YoY growth. The market is validating in real time.
70%+
Of active BNPL users prefer their own bank. The trust advantage already belongs to you.
New revenue from your existing relationships
Net new margin
Earn revenue on transactions you don’t currently own, without taking on new credit risk.
Stronger DDA primacy
Lending is what turns a deposit customer into a primary banking relationship. Splitit’s installment card gives you the lending you’re currently missing for your debit-first customers.
Untapped growth
Meet the debit-first, deliberate spenders: the fastest growing part of your customer base. They already pay in installments, just not with you.
Faster path to market
Splitit’s plug and play technology gets you live quickly without multi-year development projects.
How Splitit’s Installment Card works
The credit card that knows the difference between everyday and big purchases
Smart by default
Every customer sets their own threshold when they activate the card. Any purchase below the threshold is charged in full like a standard credit card, while anything above the threshold is automatically split into installments.
Full customer control
A customer can split a purchase that was posted in full, or collapse an installment plan back into one payment, any time before the statement closes. The card bends to their needs every month.
The credit card that knows the difference between everyday and big purchases
Every purchase is evaluated the instant it happens. Small, everyday spending posts and pays in full, while big purchases split automatically and instantly into a clear set of installments.
Smart by default
Every customer sets their own threshold when they activate the card. Any purchase below the threshold is charged in full like a standard credit card, while anything above the threshold is automatically split into installments.
Full customer control
A customer can split a purchase that was posted in full, or collapse an installment plan back into one payment, any time before the statement closes. The card bends to their needs every month.
Tap into a growing audience of deliberate spenders
A growing segment of loyal customers with steady deposits and years of history has no credit relationship with their primary bank. They default to debit, and reach for credit only when a specific purchase calls for it, and they consistently choose easy-to-understand payment plans over revolving credit.
The Splitit Card lets them split bigger purchases into fixed monthly plans, instead of the open-ended revolving debt they’ve been avoiding.
Scale with ease
Live in weeks, not years.
A proprietary card program usually means years of work before a single customer sees it. With Splitit’s Installment Card, the entire stack is already built and running — the only work left is configuring it to your institution. Get in touch and we’ll walk you through exactly what that looks like, and how fast it moves.
Let’s build smarter payment solutions together
Partner with Splitit to unlock flexible payment solutions that work for you and your customers. Get in touch today for a no-obligation conversation.