Credit Unions

Your membership is aging out faster than you’re replacing it.

Gen Z and Millennials choose where to bank based on how they can pay. The credit unions that give them that flexibility will still be growing a decade from now. Splitit gets you there faster than you think.

The next generation of members is choosing where to bank based on how they can pay. The credit unions that meet them there will be the ones still growing a decade from now.

53

Average age of a credit union member

39

Average age of an American adult

77%

% of BNPL users between 18–44

Three products. One strategy.

Keep the financing. Keep the relationship.

Every customer pays differently. Some want to split a purchase at checkout, some want a card built around bigger spending, some barely touch credit at all. Splitit gives you a way to meet the demands of all your customers under one partnership, so you can capture payments however they choose to pay.

New lending income with your name on the card.

Charge Card with Embedded Installments

A white-label card, built and underwritten by Splitit. Everyday purchases pay in full; larger purchases become fixed monthly payments.

  • New and existing members
  • Entirely under your brand
  • Credit risk with Splitit by default
Discover Splitit Installment Card
More flexibility with the debit card they trust.

Debit Card-Linked Installments

Installment flexibility on the debit card members already carry. You keep the relationship, the experience, and the data.

  • No new card or application
  • Natively integrated
  • Your relationship. Your data.
Discover Splitit Debit Installments
New fee income with post-purchase flexibility.

Credit Card-Linked Installments

Fixed installments on an existing credit card. New fee income at checkout, inside your app and brand.

  • Income at checkout
  • Your existing card program
  • Inside your app and brand
Discover Splitit Checkout Installments

If it’s on your card today, it stays on your card.

Existing card programs stay whole.

Recapture financing that already goes elsewhere.

Net-new income and data. Not reshuffled economics.

The member is yours. Keep it that way.

15 minutes, no obligation. Let’s talk about where your credit union stands and how Splitit fits.