What are you looking for?

We have lots of helpful articles, answers, and guides. Search and you shall receive.

Loading...

We are digging something for you.

Pay over time
the easy way.
Splitit is the responsible
buy now pay later option.

Splitit lets you use your existing credit to turn your payment
into smaller installments over time —
with no interest, application, or fees.

Start Shopping

Introducing the easy way to buy now, pay over time

Today, more than ever, you want your money to stay your money.
But paying added interest charges and fees makes that impossible.

Pay over time, without penalty Pay over time, without penalty

Choose Splitit at checkout and use your favorite credit card to turn your purchase into smaller, bite-sized interest free payments.*

Always no interest. Never any late fees* Always no interest. Never any late fees*

Your payments are kept small because with Splitit there are no interest charges or fees — so more of your money stays your money to spend on the things you need. And it won’t affect your credit score.

No applications or credit checks No applications or credit checks

Since it’s your credit, there are no applications or credit checks that affect your credit score and make things complicated to slow you down at checkout. And you continue to earn your points and rewards.

*As payments are being charged to your credit card, you may be charged interest or charges imposed by your credit card issuer under their agreement. See our terms and conditions.

Shop with Splitit at your favorite stores — pay later on your terms

Splitit is the buy-now-pay-later option that lets you make smaller payments with no interest, application, or fees. And it won’t affect your credit score.

You can choose to pay in 3, 4, 6 or up to 24 installments.

Shop with Splitit at your favorite stores — pay later on your terms
Shop with Splitit at your favorite stores — pay later on your terms
Shop with Splitit at your favorite stores — pay later on your terms
Shop with Splitit at your favorite stores — pay later on your terms

Start shopping

Featured
  • Featured
  • Health
  • Fashion & Jewelry
  • Home & Furniture
All Stores

What shoppers are saying about Splitit's pay later solution

Are You a Business?

Now is a great time to help
customers pay small.

Get Started

Sign up for our newsletter