Installments for home and furniture purchases

A responsible BNPL solution for shoppers, offer installments payments perfect for furniture and other big-ticket purchases in-store or online.

A more responsible way to pay

We are the only installment payment solution that allows shoppers to use their existing credit card at checkout without increasing their debt.

Regulations are changing for legacy BNPL providers, be prepared and act now.

Splitit’s Key Differentiators

Deliver highest checkout conversion

Embedded White-label solution, 100% acceptance, no underwriting with an average approval rate of 85%

Drive incremental sales

Target prime consumers with high purchasing power, 600+ FICO, with card installments supporting higher AOV

Drive shopper-merchant loyalty

Increase repeat purchase and eliminate the threat of disintermediation with your customers

Omnichannel & Global capabilities

Leverage your existing payment rails, via a single API to drive POS and global acceptance


Zero regulatory risk, responsible consumer spending, with no fees and no impact to their credit score.

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Your data is your data

We don’t harvest consumer data for our financial gain – it all stays in the merchant’s control.

Splitit unlocks $3.3T of existing available credit

Out of $4.1T credit issued on US cards, 80% is unutilized. Splitit unlocks $3.3T of existing available credit and allows shoppers to split their payments using the credit they have already earned, without paying interest.

Graphic showing how Splitit unlocks $3.3T of existing available credit

Frictionless payments

Splitit provides the technology that empowers you to offer installment payments embedded within your existing customer journey.

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Own the end-to-end journey

Our installment payment solution puts your brand at the centre, allowing you to keep control of your customer journey and increasing your brand loyalty.

No registrations or redirects

Splitit embeds in the current purchase flow allowing any consumer with an active credit card to use the service – there’s no third-party registration or application needed.

Use existing credit

Splitit removes the high risks of legacy BNPL by using existing credit, meaning there is no underwriting and we won’t hurt your shopper’s credit rating.

Real Businesses. Real Stories.

Don’t just take our word for it.

Splitit has helped thousands of businesses around the world to offer flexible pay-over-time options to their customers, using their existing credit card, in a more responsible way.

"Splitit has definitely increased our sales and our customers’ confidence when buying. I highly recommend them to any retailer, small or large." Furkan Temel CEO of Rubeza LTD View Success Story →
"Splitit has helped us work steadily toward our goal of bringing life changing sleep technology to as many people as possible" Lloyd Sommers General Manager at ReST View Success Story →
"Splitit has definitely been a big factor in increasing our conversions and overall interest in our product. " Alicia Fernandes Project Manager at Emma View Success Story →
"Splitit has boosted business at Simba, allowing us to make the world’s most 5 star reviewed mattress affordable to an even wider range of customers." Paul Blunden CFO at Simba View Success Story →
"It’s a great solution for first time buyers who might be hesitant to pay, providing flexibility and affordability." Joy Elena Founder of Sleepenvie View Success Story →
"Splitit fits perfectly with our brand and provides a lot of flexibility for our customers." Corinne Ferland-Brissette Growth Marketer at Ergonofis View Success Story →
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