Spark growth with installments

The responsible alternative to BNPL, ideal for home improvements and services.

Growing Spaces

Fox Pest Control

Hawx Pest Control

Exxentric

Google

Nectar

Somas Home

Pergolux

Saunaspace

A more responsible way to pay

We are the only installment payment solution that allows shoppers to use their existing credit card at checkout without increasing their debt.

Regulations are changing for legacy BNPL providers, be prepared and act now.

Mobile installments

Installment Payments. Anywhere.

Set up installment plans on the fly, with no complicated registration or credit checks for your customers.

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In-person

Simply share a QR code or send a payment link via email or SMS. Your customers can select a payment plan that suits them best.

On the phone

Accept payments over the phone and let your customers choose their preferred number of installments without the need for new credit applications.

Online

Integrate Splitit’s installment options directly into your checkout process, or send a payment link to your customers.

Splitit unlocks $3.3T of existing available credit

Out of $4.1T credit issued on US cards, 80% is unutilized. Splitit unlocks $3.3T of existing available credit and allows shoppers to split their payments using the credit they have already earned, without paying interest.

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Graphic showing how Splitit unlocks $3.3T of existing available credit

Flexible payment solutions

Splitit offers hassle-free installment payment options, allowing your customers to pay over time without the need for credit checks, additional loans, or interest charges.

Enhanced cash flow

Experience improved cash flow with predictable, on-time payments. Say goodbye to late or missed payments and enjoy financial stability.

Zero default risk

Splitit operates with customers’ existing credit cards – their installment payment plan lives within the limits of their existing credit card. This means there’s no risk of defaulting on payment – should a customer miss their payments, the total order amount will be charged to their card.

The future-proof pay-later option

Splitit provides the technology that empowers merchants to offer installment payments embedded within their customer journey. We are the only installment payment solution that allows shoppers to use their existing credit card at checkout without increasing their debt.

Feature	Legacy BNPL	Splitit
Use Existing Credit
No Registration
White-label
Google Pay/Apple Pay
At Checkout
Merchant Integrations
Industry Agnostic
No Credit Check
Low Risk
Average Order Value	$250	$1,000+