Premium products deserve premium payment options

No limits. No credit checks. No brainer for your customers. Splitit specializes in converting large purchases with high-end shoppers.

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Fenton

NOMOS Glashutte

James Allen

Gem Shopping Network

Mobvoi

GemsNY

Xupes

Faberge

A more responsible way to pay

We are the only installment payment solution that allows shoppers to use their existing credit card at checkout without increasing their debt.

Regulations are changing for legacy BNPL providers, be prepared and act now.

Frictionless payments

Splitit provides the technology that empowers you to offer installment payments embedded within your existing customer journey.

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Own the end-to-end journey

Our installment payment solution puts your brand at the centre, allowing you to keep control of your customer journey and increasing your brand loyalty.

No registrations or redirects

Splitit embeds in the current purchase flow allowing any consumer with an active credit card to use the service – there’s no third-party registration or application needed.

Use existing credit

Splitit removes the high risks of legacy BNPL by using existing credit, meaning there is no underwriting and we won’t hurt your shopper’s credit rating.

Drive more conversions

Our integrated technology delivers over 85% approval rates, versus an industry norm of 35%-40%. With no applications, underwriting or SSN required, there is no friction at the checkout.

Increase transaction values

With Splitit’s card-attached installments there’s no arbitrary purchase limit, customers can maximize their purchasing potential using their existing available credit, leading to higher transaction values.

Zero default risk

Splitit operates with customers’ existing credit cards – their installment payment plan lives within the limits of their existing credit card. This means there’s no risk of defaulting on payment – should a customer miss their payments, the total order amount will be charged to their card.

The futureproof pay later solution

Splitit is the only installment payment solution that allows shoppers to use their existing credit card at checkout without increasing their debt. We already operates under current credit card regulations so it comes with zero regulatory risk and encourages responsible consumer spending.

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Omnichannel

A single, global API makes Splitit’s Installment-as-a-Service the easiest pay-later option to adopt, integrate and operate across all consumer touch points.

Global capabilities

Splitit’s use of global credit card networks means you can easily add your service to new countries or regions without the regulatory and procedural hurdles of implementing financing options.

Easy integration

We offer a fully integrated, white-label Installments-as-a-Service solution, so you can easily add an installment solution to your site that lives as a holistic part of your brand. Our expert team is on hand to help with engineering, marketing, and customer service support whenever you need it.

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Real Businesses. Real Stories.

Don’t just take our word for it.

Splitit has helped thousands of businesses around the world to offer flexible pay-over-time options to their customers, using their existing credit card, in a more responsible way.