In-store installments
The first one-step card installment solution embedded into physical point of sale.
No application or registration
There’s no application, registration or credit check needed, making it the most seamless and frictionless BNPL checkout experience.
No new loans
Any consumer with available credit on their credit card is automatically pre-qualified to use Splitit for the value of that available credit.
Fully embedded into the POS terminal
Splitit’s white-label Installment-as-a-Service solution, embedded within Ingenico’s innovative cloud-based PPaaS platform, revolutionizes the in-store point-of-sale experience by introducing the first one-step pay-later functionality on a POS terminal.
Zero friction at checkout
Merchants can easily activate the service on their existing Ingenico terminal, enabling consumers to take advantage of a pay-later option that doesn’t originate new credit, while still earning their credit card rewards.
Tap it
Tap, swipe or insert your card to pay. A temporary authorization will be placed on the card for the full purchase amount.
Splitit
Customers can choose to pay in 2-12 installments. The first payment will be taken on the day of purchase.
Go
Each subsequent payment will be taken automatically on the same date each month.
The future-proof pay-later option
Splitit provides the technology that empowers merchants to offer installment payments embedded within their customer journey. We are the only installment payment solution that allows shoppers to use their existing credit card at checkout without increasing their debt.
| Feature | Legacy BNPL | Splitit |
|---|---|---|
| Use Existing Credit | ||
| No Registration | ||
| White-label | ||
| Google Pay/Apple Pay | ||
| At Checkout | ||
| Merchant Integrations | ||
| Industry Agnostic | ||
| No Credit Check | ||
| Low Risk | ||
| Average Order Value | $250 | $1,000+ |