Healthcare payment solutions
Transform your practice with flexible payment options that make healthcare more accessible. Splitit’s card-linked installment platform allows patients to pay for treatments using their existing credit card without new loans, credit checks, or added debt.
Installment Payments. Anywhere.
In-person medical payments
Phone-based medical payment processing
Online healthcare payment integration
Medical payment authorization
Splitit authorizes the full amount of the purchase on the shopper’s existing credit card and temporarily reserves the balance from their credit card.
The patient will need the full purchase amount available as credit on their credit card on the day of purchase.
Healthcare installment plan management
The first installment is charged a few seconds after the purchase authorization or beginning of treatment.
Splitit will charge the patient’s credit card every month until the plan is finished.
Benefits for healthcare providers
Flexible patient payment solutions
Splitit offers hassle-free installment payment options, allowing your patients to pay over time without the need for credit checks, additional loans, or interest charges.
Enhanced cash flow for medical practices
Experience improved cash flow with predictable, on-time payments. Say goodbye to late or missed payments and enjoy financial stability.
Zero financial risk for healthcare providers
With Splitit, there’s no financial risk. Your clinic can benefit from our service without any cost or obligation, and patients won’t incur additional fees.
Security and compliance
Rest easy knowing that Splitit adheres to strict security and compliance standards, ensuring the safety of sensitive patient payment data.
Personalized support
Our dedicated team is here to support you every step of the way, from onboarding to implementation to ongoing maintenance, providing a level of service that matches your clinic’s commitment to healthcare excellence.
Let’s take the stress out of healthcare payments
Caring for patients should come first — let Splitit simplify payment options for your practice and your patients. Reach out for a friendly, no-obligations chat!
Frequently Asked Questions About Healthcare Payment Plans
Splitit authorizes the full treatment amount on the patient’s credit card, then charges monthly installments. No new loans or credit applications are required.
Our healthcare payment solutions work for dental treatments, cosmetic surgery, medical devices, vision care, and most medical procedures over $1,000.
No. Splitit requires no credit checks – patients simply need available credit on their existing card equal to the treatment cost.
Healthcare providers receive payment within a few days of the transaction, while patients pay over time.
Because Splitit authorizes the full treatment amount on the patient’s existing credit card, payment to your practice is guaranteed. There are no loans, underwriting, or delayed approvals — just fast, predictable payments to keep your cash flow steady and your focus on patient care.
Splitit achieves approval rates exceeding 85%, as it enables patients to use their existing credit cards without the need for new loans or credit checks. In contrast, traditional medical financing approval rates can vary significantly, often depending on the lender’s criteria and the patient’s credit profile.
Yes. Splitit integrates with most healthcare practice management systems and offers flexible API integration options.
Splitit can complement your existing options by offering a way for patients to pay in installments using their existing credit, with significantly higher approval rates.
Splitit does not collect or store medical data, so HIPAA compliance doesn’t apply. We are a PCI DSS Level 1 certified processor – the highest standard for payment security.
Refunds are processed through your normal policy. If the transaction used Splitit, you can issue the refund via your platform or directly in the Splitit Merchant Portal. We’ll automatically adjust the customer’s installment plan.