Flexible payment plans for jewelry retailers
Premium products deserve premium payment options
We are the only installment payment solution that allows shoppers to use their existing credit card at checkout for financing without creating new debt. Whether online or in store, offer a new approach to jewelry financing with card-linked installments.
50% of shoppers would switch merchants for card-linked installments
Financing solutions for jewelry stores
Today’s jewelry customers expect flexibility without compromising their financial standing. Traditional jewelry financing often falls short for premium buyers who value their credit scores and existing relationships with their card issuers. Card-linked installments bridge this gap, allowing your customers to use credit they’ve already earned while you maintain complete control of the shopping experience.
The BNPL landscape is shifting. Regulations are tightening for legacy providers that originate new loans. Protect your business by partnering with a solution that operates within existing credit card frameworks and faces zero regulatory risk.
Frictionless payments
Splitit provides the technology that empowers you to offer installment payments embedded within your existing jewelry customer journey. Our credit card financing option is integrated with your checkout, allowing customers to opt for monthly payments without applying for a new loan.
Own the end-to-end jewelry buying experience
Splitit places your brand at the heart of every transaction, ensuring that you maintain complete control over the customer experience. Splitit’s white-label approach keeps your customers focused on your jewelry and your brand. By managing the entire journey, you can tailor the shopping experience to reflect your brand’s unique values and drive repeat business.
Leverage existing credit for higher approvals on luxury purchases
Splitit removes the high risks associated with traditional jewelry financing by using customers’ existing credit. There’s no underwriting, no new loan origination, and no impact on your shopper’s credit rating.
Plus, shoppers get all the benefits of paying with their credit card, including rewards, transaction insurance and protection against fraud.
No registrations or redirects at checkout
Splitit embeds into your current purchase flow, allowing any consumer with an active credit card to use the service – there’s no registration or application needed.
Our seamless integration keeps the checkout smooth and straightforward, resulting in higher conversion rates and a checkout that is quick, easy, and secure for your shoppers.
Financing solution that grows revenue for jewelry retailers
With Splitit’s card-linked installments there’s no arbitrary purchase limit, customers can maximize their purchasing potential using their existing available credit, leading to higher transaction values.
Drive more conversions
Our integrated technology delivers over 85% approval rates, versus an industry norm of 35%-40%. With no applications, underwriting or SSN required, there is no friction at the checkout.
Zero default risk
Splitit operates with customers’ existing credit cards – their installment payment plan lives within the limits of their existing credit card. This means there’s no risk of defaulting on payment – should a customer miss their payments, the total order amount will be charged to their card.
Insights that elevate customer experience and jewelry sales
Explore strategies that help premium brands make high-value purchases more accessible, while strengthening customer relationships and driving sustainable growth.
Business Growth & Strategies
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Payment Solutions & Technology
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Reports & Insights
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Thought Leadership
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Customer Experience & Conversion
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See for yourself how Splitit can enhance the customer experience for luxury goods. Reach out for a friendly, no-obligations chat!
Frequently Asked Questions
Absolutely. Splitit specializes in high-value transactions with an average order value exceeding $1,000. Because customers use their existing credit card limits, there are no arbitrary purchase limits. This makes Splitit ideal for engagement rings, luxury watches, designer jewelry, and other premium pieces.
Splitit achieves approval rates exceeding 85%, compared to 35-40% for traditional BNPL jewelry financing. Because we use existing credit rather than originating new loans, any customer with a credit card can use Splitit.
Splitit integrates seamlessly into your existing payment flow through plugins for popular e-commerce platforms such as Shopify, WooCommerce and SAP. We also offer API integration for custom builds, virtual POS, and text-to-pay/QR code options.