Be there when it counts.
Splitit is the world’s largest credit card-linked installment provider, offering a smarter way for banks to give their customers flexibility at checkout without the friction or risk of traditional lending.
Credit card installments are the future of checkout
72%
of merchants prefer credit card-linked installment plans over BNPL providers.
$150B
in U.S. transaction volume is projected to flow through BNPL providers by 2025.
67%
of consumers want installment options at checkout.
Win back the purchase moment
Installments are booming, but many issuers are missing the moment that matters most: at checkout.
At-checkout BNPL installments dominate market share and post-purchase plans fail to compete. By the time post-purchase plans appear, the decision is already made.
Our card-linked installments model gives banks a powerful tool to drive credit card usage, deepen loyalty, and win back the purchase moment without issuing new credit lines or sending customers through redirect hoops.
How Splitit works
Splitit uses your customers’ existing credit card to enable them to split the cost of their purchase into smaller payments. Splitit’s frictionless solution is embedded in the merchant checkout and requires no applications, credit checks or underwriting.
Your customers get all the benefits of paying with their credit card, including rewards, transaction insurance and protection against fraud.
Authorization
Splitit authorizes the full amount of the purchase on the shopper’s existing credit card and temporarily reserves the balance from their credit card.
The shopper will need the full purchase amount available as credit on their credit card on the day of purchase.
Installment plan
The first installment is charged a few seconds after the purchase authorization or upon shipping.
Splitit will charge the shopper’s credit card every month until the plan is finished.
A better way to pay, without new debt
-
No new loans
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Keep the rewards coming
Stay top of wallet, right when it counts
More conversions, fewer barriers
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Increase transaction values
-
85% approval rate
Keep the spend—and the relationship
Benefits of card-linked installments
Splitit’s card-linked installments offer a cutting-edge payment solution directly at checkout, eliminating the need for applications or registrations post purchase. Our innovative approach caters to a broader range of shoppers, and boosts transaction volumes by offering immediate, flexible payment options at the point of sale.
Feature
Card-linked installments
Post-purchase installments
Available at checkout No application or registration Enhanced customer engagement Increased transaction volume Cater to a broader range of shoppers Personalized offerings at checkout
The easiest pay-later option to adopt
A single global API and an extensive network of partnerships makes Splitit’s Installment-as-a-Service the easiest pay-later option to adopt, integrate and operate across all consumer touch points.
100+
countries
100+
currencies
Multiple
networks
Let’s build smarter payment solutions together
Partner with Splitit to unlock flexible payment solutions that work for you and your customers. Get in touch today!
