Sport & Outdoor

Sports equipment and outdoor gear financing solutions

Splitit specializes in converting more large purchases for sports equipment and outdoor gear, with 4x the AOV of any other BNPL solution. That means larger margins for your premium sports brand or outdoor equipment business.

50% of shoppers would switch merchants for card-linked installments
Google AliExpress Mobvoi Canyon Ableton Specialized n+ Exxentric MATE. Google AliExpress Mobvoi Canyon Ableton Specialized n+ Exxentric MATE. Google AliExpress Mobvoi Canyon Ableton Specialized n+ Exxentric MATE. Google AliExpress Mobvoi Canyon Ableton Specialized n+ Exxentric MATE.

Adventure gear payment solutions & outdoor equipment financing

We are the only installment payment platform that allows shoppers to use their existing credit card at checkout without creating any debt. Our BNPL solution for sports & outdoor retailers removes the friction from high-ticket purchases while maintaining responsible spending practices.

Regulations are changing for legacy BNPL providers, be prepared and act now.

Seamless sports & outdoor gear payment solutions

Splitit provides the technology that empowers you to offer installment payments embedded within your existing customer journey. Whether you’re selling bikes, fitness equipment, camping gear, hiking equipment, or outdoor adventure gear, our seamless integration ensures customers can purchase what they need without leaving your brand experience.

Pay now $2,500 Pay in 3 $833.33 Pay in 9 $277.78 $2,500 Or from $416.66/mo Learn more

Own the end-to-end customer journey

Splitit places your sports retail brand at the heart of every transaction, ensuring that you maintain complete control over the customer experience. Unlike traditional BNPL providers that redirect customers or display competing offers, our white-label solution keeps your brand front and center.

By managing the entire journey, you can tailor the shopping experience to reflect your brand’s unique values and drive repeat business – critical for building long-term customer relationships in the competitive sports and outdoor adventure market.

Use existing credit for financing

Splitit mitigates the high risks associated with legacy BNPL by utilizing existing credit, eliminating the need for underwriting and protecting your shoppers’ credit ratings. This is particularly valuable for outdoor gear purchases, camping equipment, and sports equipment, where customers often have significant available credit but prefer manageable monthly payments.

Plus, shoppers get all the benefits of paying with their credit card, including rewards, transaction insurance, and protection against fraud – benefits they lose with traditional BNPL loans.

No registrations or redirects

Splitit embeds into your current purchase flow, allowing any consumer with an active credit card to use the service – there’s no registration or application needed.

Our seamless integration keeps the checkout smooth and straightforward, resulting in higher conversion rates and a checkout that is quick, easy, and secure for your shoppers.

Boost transaction values with adventure and sports equipment financing

With Splitit’s card-linked installments there’s no arbitrary purchase limit. Customers can maximize their purchasing potential using their existing available credit, leading to higher transaction values.

This is ideal for:

  • High-end fitness equipment
  • Premium outdoor gear and camping equipment
  • Adventure gear and hiking equipment
  • Professional sports equipment
  • Hunting and fishing gear
  • Winter sports equipment
  • Water sports and marine equipment
  • Seasonal outdoor gear bundles

Drive more sporting equipment conversions

Our integrated technology delivers over 85% approval rates, versus an industry norm of 35%-40%. With no applications, underwriting or SSN required, there is no friction at the checkout.

For sports and outdoor adventure retailers, this means:

  • Capture more seasonal sales during peak outdoor activity periods
  • Convert browsers into buyers for high-ticket camping and adventure gear
  • Reduce cart abandonment on expensive outdoor equipment
  • Appeal to prime customers with excellent credit who love outdoor adventures

Zero default risk

Splitit operates with customers’ existing credit cards – their installment payment plan lives within the limits of their existing credit card. This means there’s no risk of defaulting on payment – should a customer miss their payments, the total order amount will be charged to their card.

Latest insights for sports and outdoor retailers

Stay up to date with practical ideas showing how flexible payments can increase average order value, improve customer satisfaction, and grow your business.

Understanding installment payments and how they work

Understanding installment payments and how they work

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Splitit vs Sezzle: Complete buy now pay later comparison

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UK FCA BNPL Regulations 2025: What Merchants Must Know

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Splitit vs Klarna: a complete BNPL comparison for businesses

Splitit vs Klarna: a complete BNPL comparison for businesses

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New Study reveals a strong preference for pay-later options during the holiday season

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Staying Competitive during Economic Downturns

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Future-Proofing Retail: Splitit’s Role in the Evolution of Consumer Finance

Future-Proofing Retail: Splitit’s Role in the Evolution of Consumer Finance

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Ready to transform your sports and outdoor retail business?

Learn how Splitit makes sporting goods, outdoor adventure gear, and camping equipment more accessible to your customers. Our adventure gear payment solutions are designed specifically for retailers who want to grow sales while maintaining control of their customer relationships.

Frequently Asked Questions

Splitit works exceptionally well for retailers selling high-ticket items like fitness equipment, bikes, outdoor adventure gear, camping equipment, hiking gear, hunting equipment, fishing gear, winter sports equipment, water sports gear, and seasonal outdoor equipment. Our solution is ideal for businesses with average order values above $500.

Absolutely. Splitit is perfect for seasonal outdoor equipment purchases, allowing customers to buy camping gear, winter sports equipment, or summer adventure gear at the beginning of the season and pay over time.

Yes, Splitit works across all channels – online, in-store, and even over the phone. This omnichannel approach ensures consistency whether customers shop online for equipment or visit your physical store.

Unlike traditional outdoor gear financing that requires credit applications and creates new loans, Splitit uses customers’ existing credit cards. This means faster approvals, no impact on credit scores, and customers still earn their card rewards while purchasing camping gear, adventure equipment, or sports gear.