Business Solutions 
The smarter way to power installment payments
Splitit gives merchants and financial institutions the technology to offer flexible payments, using the credit customers already have.
Get more flexibility with Splitit
Installments-as-a-service 
Splitit for consumers Splitit for merchants Splitit for processors Splitit for networks Splitit for issuers
Empowering the entire payments value-chain
Consumer
Splitit enables consumers to shop more responsibly. There’s no added debt, interest or hidden fees, plus they get all the benefits of paying with their existing credit card, including rewards, transaction insurance and protection against fraud.
Merchant
Our white-label plugin allows merchants to nurture and retain their customers, driving loyalty and promoting brand consistency. Splitit’s zero-friction checkout drives the highest conversion and the highest approval rates.
Processor
Our easy to implement single global API enables merchants to use their existing processor and existing back office, allowing the payment processors to retain their merchant relationships.
Network
Splitit’s technology leverages the existing global credit card payment rails, seamlessly integrating installments at the checkout and enabling networks to play a part in the installments value-chain.
Issuer
Splitit’s white-label, issuer agnostic, solution allows more issuers to be part of the installment payments process and not be forced out by the fintechs and the larger banks.
What merchants think of Splitit
YarboPay lets us own the checkout experience the same way we own everything else about our brand.
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Splitit has boosted business at Simba, allowing us to make the world’s most 5 star reviewed mattress affordable to an even wider range of customers.
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When it comes to fertility, timing is everything, so instead of worrying about how [our clients] are going to source the funds, they’re able to make a purchase, carry on, and not feel the pressure.
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Our commitment to consistency led us to Splitit, ensuring that, as a customer, you enjoy uniform payment options across all platforms.
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I think maybe 80% of our Splitit transactions are families that we probably would have not enrolled had you guys not been there.
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Splitit allows our optics and other cutting-edge products to reach thousands more customers both in the UK and the rest of the world
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Splitit allows us to reach customers who would otherwise be unable to purchase and attain a sleep solution for their child.
Read more We can propose Splitit for high-value items, where we could not with other buy now, pay later solutions
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Our customers historically have been overlooked by traditional orthodontia. This is a sizeable investment for them. Once they understand how Splitit works, they think ‘oh this totally makes sense – why wouldn’t I do this?
Read more The Splitit Team has been taking good care of us. It’s been a great partnership and we are all really happy with the results from both sides!
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Splitit offers a very unique payment solution combined with great customer service and customer support.
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Splitit allows our customers an easy and accessible way to spread the cost of their purchase with as few barriers and pain points as possible.
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Splitit has definitely increased our sales and our customers’ confidence when buying. I highly recommend them to any retailer, small or large.
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Splitit is such a different concept than anything else out there. I don’t know why more retailers aren’t taking advantage of what they have to offer.
Read more Splitit has helped us work steadily toward our goal of bringing life changing sleep technology to as many people as possible
Read more I especially enjoy working with our customer success representative as he makes an extra effort to check in and care about our business.
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Splitit’s solution is clean, it’s simple, and it works. Their customer journey is smooth, and the ease of the functionality on the backend of the website is great.
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Splitit was pretty much plug and play, and the dashboard is really intuitive, so we get really good data from there.
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Splitit has definitely been a big factor in increasing our conversions and overall interest in our product.
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To describe Splitit in one word, I would say ‘simplicity’. It is impossible to drop your conversion rate because of Splitit. You can only increase it. It’s 3 clicks until purchase! Simple and frictionless.
Read more Splitit helps us remove roadblocks in our sales cycle, providing a practical solution for our clients that is easy and requires no credit checks.
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Affordability is a real concern when it comes to pet care, so we are thrilled to partner with Splitit
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It’s a great solution for first time buyers who might be hesitant to pay, providing flexibility and affordability.
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Splitit is the opposite of a typical financial institution. They are quick, helpful and nice, providing good service.
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Splitit has had a magnificent impact on increasing sales and conversion rate with attractive advantages for our customers
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Splitit fits perfectly with our brand and provides a lot of flexibility for our customers.
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Our relationship with Splitit has been fantastic so far. We have a very clear and active dialogue, which I love.
Read more Blog insights that drive results
Reports & Insights
The Pay Later Ecosystem Report: Consumers Will Let AI Recommend Pay Later
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Thought Leadership
Responsible spending in the creator economy: Meeting consumer expectations
Read more Thought Leadership
CareCredit vs Splitit: Which Payment Solution Is Right for Your Practice?
Read moreFrequently asked questions
Customers simply enter their existing credit card details at checkout and choose their preferred installment plan. Splitit authorizes the full amount but only charges monthly installments, using available credit without creating new debt.
Splitit delivers 85%+ approval rates compared to the 35% industry average for traditional buy now pay later solutions. Since we use existing credit rather than underwriting new loans, qualification is instant and friction-free.
Yes, Splitit operates under existing credit card regulations and is already compliant with FCA/CFPB standards. Unlike other BNPL providers facing regulatory scrutiny, our card-linked approach is future-proof and regulation-ready.
Our credit card-linked installments serves diverse industries including healthcare, education, home services, e-commerce, luxury goods, and electronics. Any business with higher-ticket items benefits from card-linked installments.