Splitit Pricing

Get Started with Splitit no hidden fees, setup fees or extra charges. Seriously!

Basic Plan

Under the basic plan, you receive payment for your product or service in installments as set up by the customer.
You receive the same amount each month until the purchase is paid off.

Basic Track Service:
Receive consumer/client payments every month
1.5 % + $1.50 per Installment


Service fees:
All installment plans 1.5 % + $ 1.50 per installment
Setup Fee $ 0.00
Monthly Service Fee $ 0.00
Refund Fee $ 0.00



Fees for the Basic Plan are due and payable on the 1st of each month and will be collected via Direct Debit or ACH.
All SPLITIT Fees are separate from, and in addition to, any fees charged by Merchant's Acquirer and/or Gateway.

Funded Plan

With our best-selling funded plan, you receive the full purchase price, minus fees, immediately rather than over the course of the payment period.
The fee structure for the funded plan is tiered:

Service fees:
Up to 3 installments 3 % + $1.00 per installment
From 4 to 6 installments 4.5 % + $1.00 per installment
From 7 to 12 installments 7.5 % + $1.00 per installment
Additional fees:
Chargeback Fee $30.00
ACH Rejected Transaction $15.00

(*Splitit's fees are in addition to your CC processor fees)



Reserve Pool *
Non Funded Terminal Fee **


Fees for the Funding Plan will be charged upfront and will be deducted from the total funding amount.
All SPLITIT Fees are separate from, and in addition to, any fees charged by Merchant's Acquirer and/or Gateway.

* The Reserve pool will be deducted from the funding amount on the up-front payment and will be returned up to 30 days after the last due payment by the consumer.
** If your credit line is fully utilized or does not cover the full amount of the purchase, the next installment plan will be processed through the non-funded terminal with the respective fees associated to it.

Basic Plan

Under the basic plan, you receive payment for your product or service in installments as set up by the customer.
You receive the same amount each month until the purchase is paid off.

Funded Plan

With our best-selling funded plan, you receive the full purchase price, minus fees, immediately rather than over the course of the payment period.
The fee structure for the funded plan is tiered:

Basic Track Service:

Receive consumer/client payments every month
1.5 % + $1.50 per Installment

Service fees:
All installment plans ................................................ 1.5% + $1.50 per installment
Setup Fee ............................................................................................................. $0.00
Monthly Service Fee .......................................................................................... $0.00
Refund Fee ........................................................................................................... $0.00



Fees for the Basic Plan are due and payable on the 1st of each month and will be collected via Direct Debit or ACH.
All SPLITIT Fees are separate from, and in addition to, any fees charged by Merchant's Acquirer and/or Gateway.

Full Funding Service:

Merchant receives the full transaction upfront in advance.


Service fees:
Up to 3 installments ................................................................3% + $1.00 per installment
From 4 to 6 installments .................................................... 4.5% + $1.00 per installment
From 7 to 12 installments ................................................... 7.5% + $1.00 per installment


Additional fees:
Chargeback Fee ....................................................................... $30.00
ACH Rejected Transaction .................................................... $15.00

(*Splitit's fees are in addition to your CC processor fees)



Reserve Pool *
Non Funded Terminal Fee **


Fees for the Funding Plan will be charged upfront and will be deducted from the total funding amount.
All SPLITIT Fees are separate from, and in addition to, any fees charged by Merchant's Acquirer and/or Gateway.

* The Reserve pool will be deducted from the funding amount on the up-front payment and will be returned up to 30 days after the last due payment by the consumer.
** If your credit line is fully utilized or does not cover the full amount of the purchase, the next installment plan will be processed through the non-funded terminal with the respective fees associated to it.

A Smarter Alternative to Discounts and Promotions

Usually ranging between 10 and 20 percent of the purchase price, discounts, promotions and free shipping offers are the traditional ways to boost sales, but Splitit is the revenue-saving alternative.

Purchase Amount # of Installments Merchant Fee Basic Plan Merchant Fee Funded Plan 10% Discount
$1000 6 $24 $51 $100
Purchase Amount # of Installments Merchant Fee Basic Plan Merchant Fee Funded Plan 10% Discount
$1000 6 $24 $51 $100

Example: 10 percent sale on a $1000 item costs retailers $100 in lost revenue, but a Splitit payment plan costs merchants only $24 under a six month basic pricing plan and $51 under our funded plan. Splitit makes it easier for customers to afford high-ticket items and more affordable for merchants to promote them.

Splitit is pre-integrated with all major credit card processors and gateways, and installment transactions are guaranteed by the credit card issuer. If your customer has the available credit, they are eligible for Splitit. They reap all the benefits of their card, like points and miles, while you reap all the benefits of our service.

Join our growing list of merchants today!

Start growing your business today!

To open an account with Splitit, please make sure you meet the following criteria: Your business has a monthly turnover of $15,000 or more and already in operation for at least 2 years. Applicable? Give our sales team a call on 1-844- Splitit

Schedule a live demo